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Jun 2, 2025
Credila Education Loan for Studying Abroad
Explore Credila's education loan schemes and competitive rates for international students with study abroad experts.
Co-signerNo collateral
Credila
Education Loan
Up to 1.5 crore
Interest Rate
10.25%* onwards
Processing fee
1.25%
Processing time
7 Days
WITH LORIEN FINANCE GET
High Approval Rate
17+ trusted lenders on one single platform
Starting at 3.39%*
Competitive Rate of Interest
Flexible Loans
No collateral loans & No co-signer loan available
Credila Study Abroad Loan Simplified With Lorien Finance!
Lorien Finance makes your Credila loan journey smooth and hassle-free from comparison to disbursal, with expert support at every step.
Simplified application process
Support for top global universities
Personalized guidance & support
Covers tuition, living expenses, and travel
Loan Features & Details
| Features | Details |
|---|---|
| Maximum Loan Amount | Up to 100% of EC (Collateral) & 1.5 crore (Non-Collateral) |
| Interest Rate | Starting from 10.25% p.a.* |
| Cosigner Needed | Yes |
| Repayment Period | Up to 20 years |
| Processing Fee | 1.25% + GST |
| Margin Money | NIL |
| Moratorium Period | Study period + 6 to 12 Months |
| Prepayment charges | NIL |
| Countries Covered | USA, UK, Australia, Canada, and many more |
Eligibility criteria
- Applicant must be an Indian citizen with confirmed admission to a recognized university abroad.
- Must be 18 years or older at the time of application.
- A co-applicant (usually a parent/guardian/sibling/relative) is mandatory and must be an Indian citizen with a stable income.
- Admission should be into a full-time undergraduate or postgraduate degree program.
- Co-applicant must meet minimum income and credit score requirements.
- Collateral may be required depending on the loan amount and course/university.
4.7
on
reviewsInternational Alumni Network of 500+ Indian Students
4.7
onreviews
Loan Received: $30,000
Int. Rate: 6.45%
"I had a smooth and hassle-free experience securing a loan with Lorien Finance. They were professional, approachable, and transparent throughout the process, explaining all terms and conditions clearly. I highly recommend Lorien finance and Nishant for reliable financial assistance."
Harsh
Montclair State University
5
Loan Received: $28,000
Int. Rate: 7.24%
"I would like to express my sincere gratitude to Lorien Finance for their outstanding support in assisting me with my loan process. The team took the time to explain all the details, answer all my questions, and provide valuable advice throughout the entire process."
Vaidehi
University of New Haven
5
Loan Received: $35,000
Int. Rate: 4.70%
"I had a great experience with Lorien Finance while securing my student loan. The process was smooth, transparent, and efficient, making it stress-free for me. Lorien’s dedication to helping students achieve their educational goals is truly commendable."
Ayush
University of North Carolina
5
Loan Received: ₹34 Lakh
Int. Rate: 11%
"With straightforward application process I received my loan approval faster than I expected with Lorien Finance. The customer service team was responsive and very knowledgeable. I appreciate their transparency about fees and interest rates."
G. Bhanu
University of Portsmouth
4.7
Loan Received: $30,000
Int. Rate: 6.45%
"I had a smooth and hassle-free experience securing a loan with Lorien Finance. They were professional, approachable, and transparent throughout the process, explaining all terms and conditions clearly. I highly recommend Lorien finance and Nishant for reliable financial assistance."
Harsh
Montclair State University
5
Loan Received: $28,000
Int. Rate: 7.24%
"I would like to express my sincere gratitude to Lorien Finance for their outstanding support in assisting me with my loan process. The team took the time to explain all the details, answer all my questions, and provide valuable advice throughout the entire process."
Vaidehi
University of New Haven
5
Loan Received: $35,000
Int. Rate: 4.70%
"I had a great experience with Lorien Finance while securing my student loan. The process was smooth, transparent, and efficient, making it stress-free for me. Lorien’s dedication to helping students achieve their educational goals is truly commendable."
Ayush
University of North Carolina
5
Loan Received: ₹34 Lakh
Int. Rate: 11%
"With straightforward application process I received my loan approval faster than I expected with Lorien Finance. The customer service team was responsive and very knowledgeable. I appreciate their transparency about fees and interest rates."
G. Bhanu
University of Portsmouth
4.7
Your Complete Study Abroad Guide Starts Here
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Frequently Asked Questions
01
What is the interest rate of Credila education loan?
01
What is the interest rate of Credila education loan?
01
Interest rates for Credila education loans starts at 10.25% p.a* and can vary based on the applicant's profile, co-borrower details, and the course pursued. Obtain the most accurate and up-to-date information on interest rates by connecting with the experts at Lorien Finance.
02
Is Credila the same as HDFC Credila for study abroad loans in India?
02
Is Credila the same as HDFC Credila for study abroad loans in India?
02
Yes it is the same, while the name may have changed to Credila Financial Services Limited from HDFC Credila Financial Services Limited, the company continues to offer education loans to students just as it did under its former name.
03
How many days does Credila take to approve?
03
How many days does Credila take to approve?
03
Credila is known for quick loan approvals, and in emergencies, loans can be sanctioned faster. The approval time may vary based on individual cases and the completeness of documentation.
04
Can I repay the Credila education loan early?
04
Can I repay the Credila education loan early?
04
Credila does have an early repayment option for education loans. Repaying the loan before the scheduled tenure can help students save on interest payments.
05
How much loan does Credila provide?
05
How much loan does Credila provide?
05
Credila offers up to 100% financing for tuition, living expenses, and deposits. With Lorien Finance, you get expert support to secure the right loan amount at the best possible interest rate.
06
Is collateral required for Credila?
06
Is collateral required for Credila?
06
Credila does not require collateral for education loans up to Rs. 75 lakhs. Meritorious students can avail unsecured loans, making it a more accessible financing option for pursuing higher education in select colleges in India and abroad.
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Nashik 422005
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