Study Abroad
MBA Scholarships in Singapore
Discover MBA Scholarships in Singapore to make your dream of studying abroad affordable. Explore top opportunities today!Read more
LoFi
Jun 2, 2025
Study Abroad With ICICI Bank
Lorien Finance helps you secure ICICI Bank education loans with 100% of your education cost and competitive interest rates.
Co-signerNo collateral
ICICI Bank
Education Loan
Up to ₹1.5 crore
Interest Rate
10.25%* onwards
Processing fee
0.75%
Processing time
7 Days
WITH LORIEN FINANCE GET
High Approval Rate
17+ trusted lenders on one single platform
Starting at 3.49%*
Competitive Rate of Interest
Flexible Loans
No co-signer & no collateral loans available
Why Choose Lorien Finance for an ICICI Study Abroad Loan?
ICICI Bank is one of India's most student-friendly lenders with loan amounts covering 100% of your education cost and competitive interest rates.
Simplified application process
Support for top global universities
Smart Interest Structure
Covers tuition, living expenses, and travel
Loan Features & Details
| Features | Details |
|---|---|
| Maximum Loan Amount | 100% cost of education (Collateral) Upto ₹1 crore (Non-Collateral) |
| Interest Rate | Starting from 10.25% p.a.* |
| Repayment Period | Up to 15 years after course completion |
| Processing Fee | 0.75% + GST |
| Margin Money | NIL |
| Moratorium Period | Study period + 6 to 12 Months |
| Prepayment charges | NIL |
| Countries Covered | USA, UK, Australia, Canada, Germany, Ireland, New Zealand and many more |
Eligibility criteria
- Must be an Indian citizen and 18 years of age.
- Must have confirmed admission to a recognised international university.
- Must have a strong academic background.
- Co-applicant required (parent/guardian/spouse/sibling) with a stable income.
- Collateral required for loan amounts above the non-collateral threshold (varies by profile)
4.7
on
reviewsInternational Alumni Network of 500+ Indian Students
4.7
onreviews
Loan Received: $30,000
Int. Rate: 6.45%
"I had a smooth and hassle-free experience securing a loan with Lorien Finance. They were professional, approachable, and transparent throughout the process, explaining all terms and conditions clearly. I highly recommend Lorien finance and Nishant for reliable financial assistance."
Harsh
Montclair State University
5
Loan Received: $28,000
Int. Rate: 7.24%
"I would like to express my sincere gratitude to Lorien Finance for their outstanding support in assisting me with my loan process. The team took the time to explain all the details, answer all my questions, and provide valuable advice throughout the entire process."
Vaidehi
University of New Haven
5
Loan Received: $35,000
Int. Rate: 4.70%
"I had a great experience with Lorien Finance while securing my student loan. The process was smooth, transparent, and efficient, making it stress-free for me. Lorien’s dedication to helping students achieve their educational goals is truly commendable."
Ayush
University of North Carolina
5
Loan Received: ₹34 Lakh
Int. Rate: 11%
"With straightforward application process I received my loan approval faster than I expected with Lorien Finance. The customer service team was responsive and very knowledgeable. I appreciate their transparency about fees and interest rates."
G. Bhanu
University of Portsmouth
4.7
Loan Received: $30,000
Int. Rate: 6.45%
"I had a smooth and hassle-free experience securing a loan with Lorien Finance. They were professional, approachable, and transparent throughout the process, explaining all terms and conditions clearly. I highly recommend Lorien finance and Nishant for reliable financial assistance."
Harsh
Montclair State University
5
Loan Received: $28,000
Int. Rate: 7.24%
"I would like to express my sincere gratitude to Lorien Finance for their outstanding support in assisting me with my loan process. The team took the time to explain all the details, answer all my questions, and provide valuable advice throughout the entire process."
Vaidehi
University of New Haven
5
Loan Received: $35,000
Int. Rate: 4.70%
"I had a great experience with Lorien Finance while securing my student loan. The process was smooth, transparent, and efficient, making it stress-free for me. Lorien’s dedication to helping students achieve their educational goals is truly commendable."
Ayush
University of North Carolina
5
Loan Received: ₹34 Lakh
Int. Rate: 11%
"With straightforward application process I received my loan approval faster than I expected with Lorien Finance. The customer service team was responsive and very knowledgeable. I appreciate their transparency about fees and interest rates."
G. Bhanu
University of Portsmouth
4.7
Your Complete Study Abroad Guide Starts Here
Explore expert guides, blogs, and tools to help you plan your study abroad journey with confidence and clarity
Frequently Asked Questions
01
What documents are required for ICICI Bank education loans through Lorien Finance?
01
What documents are required for ICICI Bank education loans through Lorien Finance?
01
You’ll typically need: 1. KYC documents (PAN, Aadhaar, passport) 2. Academic records (10th, 12th, graduation, admission letter) 3. Financial documents (salary slips, IT returns, bank statements, collateral proof if applicable) Lorien Finance’s counsellors provide a personalized checklist to make sure nothing is missed.
02
Can I apply for an ICICI Bank loan before securing university admission?
02
Can I apply for an ICICI Bank loan before securing university admission?
02
Yes, with Lorien Finance, you can apply for a pre-admission sanction letter. This helps students strengthen their visa applications and secure funding confidence before final admission.
03
What is the typical repayment structure for ICICI Bank loans taken via Lorien Finance?
03
What is the typical repayment structure for ICICI Bank loans taken via Lorien Finance?
03
Repayment usually begins after the moratorium period (course duration + up to 6–12 months). Loan tenures can extend up to 12–15 years, depending on the loan type and amount. Lorien helps structure repayment plans that align with your financial situation.
04
What tax benefits are available under ICICI Bank education loan?
04
What tax benefits are available under ICICI Bank education loan?
04
Borrowers can claim tax deductions on interest payments under Section 80E of the Income Tax Act, 1961, enhancing affordability.
05
Can I get pre-admission sanction and digital processing with ICICI Bank?
05
Can I get pre-admission sanction and digital processing with ICICI Bank?
05
Yes, ICICI Bank facilitates pre-admission sanctions, completely digital applications, zero margin for premier institutions, no branch visits, pre-visa disbursal, and preferential forex rates for international student transfers.
06
What is the maximum loan amount I can get from ICICI Bank for study abroad?
06
What is the maximum loan amount I can get from ICICI Bank for study abroad?
06
ICICI Bank offers education loans of up to ₹1.5 crore for international programs, with special unsecured financing up to ₹1 crore for premium institutions.
USA Office
609 Greenwich St, New York, NY 10014
INDIA Office
New Delhi - Plot No.1/262, Westend Marg, Saket,
New Delhi 110030
Mumbai- C20, G-Block BKC, Bandra East, Mumbai,
Maharashtra 400051
Nashik- 138, Vitthal Bungalow, Madhu Vijay Colony,
Nashik 422005
Contact Us
Call Us
+91 7291099734
hello@lorienfinance.com
Social Profiles
About Lorien Finance
Study Abroad
Our Services
© 2025 Lorien Finance. All rights reserved.