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Jun 2, 2025
Abroad Education Loan With MPOWER Financing
Ready to fund your international education with MPOWER's loans? Let's make your study abroad dreams happen, one smart loan at a time.
Co-signerNo collateral
MPOWER Financing
Education Loan
Up to $100k
Interest Rate
9.99%* onwards
Processing fee
6.5%
Processing time
7 Days
WITH LORIEN FINANCE GET
High Approval Rate
17+ trusted lenders on one single platform
Starting at 3.39%*
Competitive Rate of Interest
Flexible Loans
No co-signer & no collateral loans available
Why Choose Lorien Finance for Your MPOWER Financing Education Loan?
MPOWER has helped thousands of international students turn their academic dreams into reality by offering loans based on students' future earning potential.
Simplified application process
Zero Co-signer Stress
Smart Interest Structure
Future-Forward Approach
Loan Features & Details
| Features | Details |
|---|---|
| Maximum Loan Amount | Upto $100k (Non-Collateral) |
| Interest Rate | Starting from 9.99% p.a.* |
| Repayment Period | Up to 20 years after course completion |
| Processing Fee | 6.50% of disbursed amount |
| Margin Money | NIL |
| Moratorium Period | Study period + 6 Months |
| Prepayment charges | NIL |
| Countries Covered | USA and Canada |
Eligibility criteria
- Must be enrolled in MPOWER's supported schools in the US or Canada
- Must be enrolled in a two year program
- Must apply up to a year before your program begins
- Co-applicant required (parent/guardian/spouse/sibling) with a stable income.
- Collateral required for loan amounts above the non-collateral threshold (varies by profile)
4.7
on
reviewsInternational Alumni Network of 500+ Indian Students
4.7
onreviews
Loan Received: $30,000
Int. Rate: 6.45%
"I had a smooth and hassle-free experience securing a loan with Lorien Finance. They were professional, approachable, and transparent throughout the process, explaining all terms and conditions clearly. I highly recommend Lorien finance and Nishant for reliable financial assistance."
Harsh
Montclair State University
5
Loan Received: $28,000
Int. Rate: 7.24%
"I would like to express my sincere gratitude to Lorien Finance for their outstanding support in assisting me with my loan process. The team took the time to explain all the details, answer all my questions, and provide valuable advice throughout the entire process."
Vaidehi
University of New Haven
5
Loan Received: $35,000
Int. Rate: 4.70%
"I had a great experience with Lorien Finance while securing my student loan. The process was smooth, transparent, and efficient, making it stress-free for me. Lorien’s dedication to helping students achieve their educational goals is truly commendable."
Ayush
University of North Carolina
5
Loan Received: ₹34 Lakh
Int. Rate: 11%
"With straightforward application process I received my loan approval faster than I expected with Lorien Finance. The customer service team was responsive and very knowledgeable. I appreciate their transparency about fees and interest rates."
G. Bhanu
University of Portsmouth
4.7
Loan Received: $30,000
Int. Rate: 6.45%
"I had a smooth and hassle-free experience securing a loan with Lorien Finance. They were professional, approachable, and transparent throughout the process, explaining all terms and conditions clearly. I highly recommend Lorien finance and Nishant for reliable financial assistance."
Harsh
Montclair State University
5
Loan Received: $28,000
Int. Rate: 7.24%
"I would like to express my sincere gratitude to Lorien Finance for their outstanding support in assisting me with my loan process. The team took the time to explain all the details, answer all my questions, and provide valuable advice throughout the entire process."
Vaidehi
University of New Haven
5
Loan Received: $35,000
Int. Rate: 4.70%
"I had a great experience with Lorien Finance while securing my student loan. The process was smooth, transparent, and efficient, making it stress-free for me. Lorien’s dedication to helping students achieve their educational goals is truly commendable."
Ayush
University of North Carolina
5
Loan Received: ₹34 Lakh
Int. Rate: 11%
"With straightforward application process I received my loan approval faster than I expected with Lorien Finance. The customer service team was responsive and very knowledgeable. I appreciate their transparency about fees and interest rates."
G. Bhanu
University of Portsmouth
4.7
Your Complete Study Abroad Guide Starts Here
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Frequently Asked Questions
01
Can MPOWER loans help me build a U.S. credit history, and how?
01
Can MPOWER loans help me build a U.S. credit history, and how?
01
Absolutely. MPOWER loan repayments reflect positively on your U.S. credit score, especially if payments are made on time. Moreover, their Path2Success program also includes perks like U.S. credit card guidance to enhance your financial readiness.
02
Are there interest rate discounts, and how can I make the most of them?
02
Are there interest rate discounts, and how can I make the most of them?
02
You can lower your interest rate by 0.25% via AutoPay. There’s an additional 0.25% for on-time payments or graduation. These small reductions add up and help you save.
03
Can I check my eligibility for an MPower student loan before getting admission?
03
Can I check my eligibility for an MPower student loan before getting admission?
03
Yes, you can. MPower allows students to check eligibility in under 30 seconds, offering a conditional decision before admission is finalized. Lorien Finance ensures this step is leveraged strategically to align with your admission and visa timelines.
04
Can I combine an MPower loan with scholarships or other funding?
04
Can I combine an MPower loan with scholarships or other funding?
04
Yes. Many students use MPower loans alongside scholarships, savings, or partial bank loans. Lorien Finance helps you optimize funding sources so that your overall education financing is structured smartly and cost-effectively.
05
Are MPower loans more expensive than traditional education loans?
05
Are MPower loans more expensive than traditional education loans?
05
MPower’s interest rates are generally higher than Indian banks and NBFCs, because they take more risk by offering loans without collateral or co-signers. However, for students who may otherwise be ineligible for any loan, MPower offers a critical path to fund education abroad.
06
Can I apply for an MPower loan if I don’t have a co-signer or collateral?
06
Can I apply for an MPower loan if I don’t have a co-signer or collateral?
06
Yes, that’s MPower’s biggest advantage, students can secure study abroad education loans without a co-signer, collateral, or credit history. This makes it an ideal option for students whose parents cannot meet traditional bank requirements.
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609 Greenwich St, New York, NY 10014
INDIA Office
New Delhi - Plot No.1/262, Westend Marg, Saket,
New Delhi 110030
Mumbai- C20, G-Block BKC, Bandra East, Mumbai,
Maharashtra 400051
Nashik- 138, Vitthal Bungalow, Madhu Vijay Colony,
Nashik 422005
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