Education Loan Applications closed for Spring 2023. Now accepting applications for Fall 2023. Start Now!

What we offer

From funding your complete higher education to providing access to U.S. banking products, we are there every step of the way in your journey to success

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Lorien Education Loan

No collateral required, no extra paperwork. A quick and easy way to get an education loan at an interest rate of as low as 8.5%.

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Lorien Bank Account

No minimum balance or social security number required. Open a bank account from India and start transacting before you even step foot in the U.S.

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Debit Card

Swipe your way through daily expenses with zero charges on ATM withdrawals or foreign transactions.

Our Investors

Meet the kindred spirits who believe in us


Venture Catalysts



TSM Ventures



Kunal Shah

Founder, Cred


Brijesh Agrawal

Founder, IndiaMART


Dhruv Dhanraj Bahl

COO, BharatPe


Arjun Vaidya

Ventures Lead, Verlinvest


Shiprocket Founders

India’s leading D2C shipping platform


Yaser Moustafa

CEO, NBK (National Bank of Kuwait) Capital Partners


Varun Alagh

CEO, Mamaearth


Aman Gupta

Founder, boAt


Sameer Mehta

Founder, boAt

Our Partners

Meet the industry leaders we closely work with


Why Lorien, you ask? Why not!


Affordable Interest rates starting from 8.5%


Fast loan sanction with 100% financing


Covers both tuition and boarding fees


No collateral required

Your dreams, Our funds

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Super Affordable Interest Rates

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Loan Decision within 72 hours

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No Prepayment Penalty or Forex Fees

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Rate discounts to Reward Timely Payments

Instant access to US Banking Services

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Apply for a US bank account & Debit Card from India

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Build credit history from day one

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No SSN required

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Amazing rewards & benefits

Lorien is different

We help you finance your studies at your terms

  • Loan Amount Sanctioned
  • Interest Rates on unsecured loans
  • Collateral
  • Rate Discounts for financial discipline
  • U.S. Bank Account & Debit Card
  • Loan Sanction Time
  • Ability to build U.S. credit history
  • 100% of expenses
  • 8.5%-12%
  • No
  • Yes
  • Yes
  • 3-4 Days
  • Yes
Banks & NBFCs
  • Less than 100%
  • >13%
  • Mostly Required
  • No
  • No
  • 4-5 weeks
  • No

Trusted by future leaders

Sharikha Sandhanampoosi

“I got to know about Lorien Finance through Unicred. I had reached out to multiple financial institutions and was frustrated with their non-linear and unclear process and the innumerous documents that they ask for, but with Lorien Finance it was easy since day one. I simply registered at Unicred, they directed me to Lorien Finance and within 2 days I received the link to update basic academic documents, credit score and two-three documents pertaining to the co-applicant. I received the approval within a week and the sanction letter with the initial approved amount of 60k USD within two weeks. Soniya guided me through the steps and kept me posted throughout. I'd especially like to thank Gaurrav for patiently answering my questions and accommodating my requests. The amount was eventually increased to 75k USD as per the request. A monumental task was made very simple to me, thanks to Lorien Finance and now I can pursue my dream of doing my master's.”

Sriram Vattipally

“Lorien Finance has been a great alternative compared to traditional Indian banks & the so called Prodigys/Mpowers mainly because of lower fixed interest rates & no collateral business. Also, they open the student bank account in the USA even before flying to the USA with the student expenses deposited in the account along with a debit card. Their USP is they have an ear to the students concerns & will definitely help with the T&Cs of the loan." Lorien is headed by alums from Top B schools in the world, which is even better to see. The student community aspiring to study outside India needs Lorien. Keep running the show guys! Only Onwards & Upwards from here! Cheers.”

Ruchi Sharma

“I am ecstatic with the services provided to me by Lorien Finance. Their process of sanctioning loan is smooth and the duration they hardly took was 48-72 hours. This was so surprising for me as most of the national banks take 1 month approx. The staff at the lorien finance is very cooperative and humble. I recommend everyone to avail services of Lorien Finance.”

Rama Tulasi Yerramareddy

“It gives me immense pleasure to thank each one of you for the wonderful support you had extended to me while applying for an educational loan. Having already been frustrated with nationalized banks and other NBFCs for my study abroad education loan, I was finding it impossible to get the loan sanctioned. I came to know about Lorien Finance through Unicred. I registered and submitted the application form in the website and within hours I received a call from the Team and my application process was started the very next day. Within 7 days my education loan of INR 49 lacs got sanctioned and that too with just basic formalities.Thanks Lorien Finance especially Gaurav for helping me in the entire process and making my dream come true. I owe you a lot.”

Let's build your dream together


+91 99993 50050

  • About us
  • Contact us

Current Eligible States: AZ, CO, CT, DC, FL, GA, IL, ME, MA, NH, NJ, NY, NC, OR, SC, TX, UT, VA, WV, WI.Lorien Finance loans are originated by Lorien Finance Inc. Terms and conditions apply. To qualify for a Lorien Finance loan you must be attending college in an eligible state and must meet Lorien Finance's underwriting requirements. Not all borrowers receive the lowest rate. Rates and terms are subject to state restrictions.The minimum loan amount in ME, NJ and OR is $50,000, in WV is $45,000, in IL is $40,000, in DC, FL and NY is $25,000, in CT and NC is $15,000, in AZ and NH is $10,000, in MA is $6,000, and in GA is $3,000.USA Bank Account and Debit Card are provided in partnership with © Sable Money, Inc.Copyright © Lorien Finance 2023.