WITH LORIEN FINANCE GET

01

If issues arise due to co-applicant credit records, Lorien steps in to help, sometimes by adding another guarantor or optimizing documentation. We guide candidates through alternative routes to strengthen your application rather than starting from scratch.

02

Admission or visa processes often need early financial proof. You can apply for a pre-admission sanction under SBI Global Ed-Vantage, which provides leverage for applications, especially with guidance from Lorien on timing and documentation.

03

Yes, PNB, for example, supports tuition reimbursement upon receipt submission. While SBI doesn’t clearly list this, it's common practice to request disbursement after upfront payment by submitting receipts. Lorien advises on documentation to ensure this goes smoothly.

04

No, interest during the moratorium (course duration + 6 months) is simple interest and gets added to the principal, but it does not compound. Once repayment starts, your EMI will be based on the accumulated total. Lorien ensures you get official confirmation from SBI to avoid confusion.

05

Collateral can include residential property, fixed deposits, or other liquid securities. The value of the collateral must generally cover the loan amount. Lorien Finance helps students evaluate what qualifies as acceptable security.

06

The SBI Global Ed-Vantage loan covers tuition fees, living expenses, travel costs, examination fees, library charges, and even insurance premiums. It is designed to cover the entire cost of overseas education, reducing the need for multiple funding sources.