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Tata Capital Education Loan

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7 days Loan Processing Time

Margin

Margin

NA

Processing Fees

Processing Fees

1% - 1.5%

Collateral

Collateral

Upto 65 lakhs

Non Collateral

Non Collateral

Upto 55 lakhs

Repayment Tenure

Repayment Tenure

Upto 10 Years

Cosiger Needed

Cosiger Needed

Yes

Collateral Loans

Upto 65 lakhs

Non Collateral Loans

Up to 55 lakhs

Features of Tata Capital
Education Loan Abroad

Tata Capital offers an extensive range of services and products within the financial services sector. Tata Capital's Education Loan echoes the Tata Group's dedication to education. These loans enable students to pursue higher education domestically or abroad, supporting their growth and career advancement.

Loan Margin: NA

Processing Fees: 1% - 1.5%

FeaturesEducation Loan Details
Loan amount

Up to ₹55 Lakh (Non Collateral)

Up to ₹65 Lakh (Collateral)

Margin money

NA

Interest rate

11.75%

Processing fee

1% - 1.5%

Processing time

7 days

Loan tenure

Upto 10 years

Prepayment charges

No Charges*

Countries covered

Offers abroad education loans to study in over 35+ different countries across the world including the USA, Canada, the UK, Germany, Australia, Singapore, France, etc.

Moratorium

Course Duration + 6 months

Benefits of Tata Capital Education Loan

  1. Competitive Interest Rates

    Tata Capital’s education loan interest rate is competitive and ensures that borrowing remains both affordable and manageable. With Lorien, the bank prioritises minimising your financial burden as you invest in your education.

  2. Sanction before admission letter

    Tata Capital education loan can be obtained pre - admission, facilitating the completion of application processes and securing admissions for students.

  3. 100 percent financing

    Tata education loan for abroad studies covers tuition fees, living expenses and all other miscellaneous expenses.

  4. Expert Financial Guidance

    Receive personalised guidance and support from financial experts, empowering you to make well-informed decisions throughout your educational journey.

How To Apply For Tata Capital

Education Loan For Abroad Studies?

  1. Fill out the form on our website and our team of experts will schedule a call as per your convenience. At Lorien, we make sure that all your doubts and questions are addressed before going ahead with the loan application process.

  2. Our team assists you throughout, from uploading your documents online to submitting them to the banks, ensuring you're supported every step of the way.

  3. Once your documents are uploaded and KYC is completed, you can look forward to your loan being approved within a few working days.

Why Choose Lorien To Get Education Loan From Tata Capital?

  1. Best loans at unbeatable interest rates: Lorien Finance strives to bring you the best possible deals when it comes to student loans. Our experts negotiate on your behalf to get education loans at the lowest possible interest rates.

  2. Effortless Process: All you need to do is fill out the form on Lorien Finance’s website. Yes, it’s that simple! Our team will take it up from there, making it a hassle-free process for you.

  3. 100% Free Assistance: Lorien doesn’t charge any processing fee or commission for student loans for your study abroad journey!

  4. Quicker Loans: With constant application tracking and status updates, our experts ensure that your education loan for studying abroad is sanctioned as early as possible.

  5. Higher chances of approval: In case of any missing documents or other issues, Lorien’s team promptly reaches out to the bank to find solutions. This, in turn, increases your chances of getting a study loan for your overseas education.

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Eligibility Criteria For Tata Capital Education Loan Abroad

  1. Eligibility Criteria of Applicant

    1. The applicant must be an Indian citizen aged between 18-45 years.
    2. The applicant must have an excellent academic record.
    3. The applicant’s parents/ co-applicant must have a stable income source.
    4. The applicant must either have a guarantor or show security.
  2. Eligibility Criteria of Co-Signer

    1. The co-applicant must be Indian with a source of income in India.
    2. The co-applicant must have an Indian bank account for writing cheques
    3. The applicant’s parent, guardian, relative, or sibling can be the co-signer.
  3. Documents Required

  4. For Applicant:

    1. Identification Proof (Aadhaar card, PAN Card)
    2. Passport
    3. Available Mark sheets/Transcripts
    4. Previous Degree
    5. Entrance Exam Scores (GRE. IELTS, TOEFL, GMAT, Other) or University Waiver Letter
    6. Mark sheets of 10th, 12th, graduation and entrance exams
    7. Admission letter
    8. Fee structure
    9. Income Proof
    10. Additional documents may be requested in case of collateral required.

Expenses Covered By Tata Capital Education Loan

  1. Tuition fee
  2. Living Expenses (Rent & Utility, Food, Grocery and Local Conveyance)
  3. Miscellaneous Expenses: Laboratory Fees, Purchase of books, Purchase of
  4. Computers /Laptops, Travel fare

FAQs

Bringing answers to your questions

  • What expenses does my overseas education loan from Tata Capital cover?

    It provides 100% coverage including- tuition fees and living expenses encompass rent, utilities, food, groceries, local transportation, as well as miscellaneous costs such as laboratory fees, purchasing books, computers/laptops, and travel fares.

  • Do I need a cosigner for Tata Capital student loans?

    Yes, the co-signer for your student loan can be any of the following immediate family members: father, mother, brother, sister, or spouse. Additionally, the applicant’s maternal or paternal uncle/aunt or any blood relative are also eligible to be the co-signer.

  • Can I prepay the Education Loan? Are there any prepayment charges?

    Certainly! Prepayment of education loans is allowed before the tenure completion, and no prepayment charges are applicable.

  • Can I get a Tata Capital education loan without collateral?

    You can get a loan amounting to INR 75 Lakhs without collateral from Tata Capital. We at Lorien ensure that you get the best deal possible at the lowest interest rate.

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Lorien’s Success Stories

Real Dreams: Real Achievements

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I'm Sambhavi, currently working at Deloitte. Lorien Finance helped me secure an education loan for my Master's in Business Analytics at the University...

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Sambhavi

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I want to express my utmost satisfaction and gratitude to Lorien Finance for their exceptional services....

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Rachna

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Thanks to Lorien Finance, I was able to secure an education loan without any hassle. Their online application process made it convenient for me to app...

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Sharikha

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Finding suitable accommodation in a foreign country can be challenging, but Lorien Finance made it a breeze. Their partnership with reliable housing p...

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Sriram

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It was a good experience with Lorien Finance throughout the process they helped me in every step and made the process hassle-free and helped me to g...

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Rama

Lorien Testimonial

It was a good experience with Lorien Finance throughout the process they helped me in every step and made the process hassle-free and helped me to g...

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Ruchi

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