It provides 100% coverage including- tuition fees and living expenses encompass rent, utilities, food, groceries, local transportation, as well as miscellaneous costs such as laboratory fees, purchasing books, computers/laptops, and travel fares.
Tata Capital Education Loan
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7 days Loan Processing Time
Margin
NA
Processing Fees
1% - 1.5%
Collateral
Upto ₹65 lakhs
Non Collateral
Upto ₹55 lakhs*
Repayment Tenure
Upto 10 Years
Cosigner Needed
Yes
Collateral Loans
Upto ₹65 lakhs
Non Collateral Loans
Upto ₹55 lakhs*
Features of Tata Capital
Education Loan Abroad
Tata Capital offers an extensive range of services and products within the financial services sector. Tata Capital's Education Loan echoes the Tata Group's dedication to education. These loans enable students to pursue higher education domestically or abroad, supporting their growth and career advancement.
Loan Margin: NA
Processing Fees: 1% - 1.5%
| Features | Education Loan Details |
|---|---|
| Loan amount | Upto ₹65 lakhs (Collateral) Upto ₹55 lakhs (Non Collateral) |
| Margin money | NA |
| Interest rate | 11.75% |
| Processing fee | 1% - 1.5% |
| Processing time | 7 days |
| Loan tenure | Upto 10 years |
| Prepayment charges | No Charges* |
| Countries covered | Offers abroad education loans to study in over 35+ different countries across the world including the USA, Canada, the UK, Germany, Australia, Singapore, France, etc. |
| Moratorium | Course Duration + 6 months |
Benefits of Tata Capital Education Loan
Competitive Interest Rates
Tata Capital’s education loan interest rate is competitive and ensures that borrowing remains both affordable and manageable. With Lorien, the bank prioritises minimising your financial burden as you invest in your education.
Sanction before admission letter
Tata Capital education loan can be obtained pre - admission, facilitating the completion of application processes and securing admissions for students.
100 percent financing
Tata education loan for abroad studies covers tuition fees, living expenses and all other miscellaneous expenses.
Expert Financial Guidance
Receive personalised guidance and support from financial experts, empowering you to make well-informed decisions throughout your educational journey.
How To Apply For Tata Capital
Education Loan For Abroad Studies?
Fill out the form on our website and our team of experts will schedule a call as per your convenience. At Lorien, we make sure that all your doubts and questions are addressed before going ahead with the loan application process.
Our team assists you throughout, from uploading your documents online to submitting them to the banks, ensuring you're supported every step of the way.
Once your documents are uploaded and KYC is completed, you can look forward to your loan being approved within a few working days.
Why Choose Lorien To Get Education Loan From Tata Capital?
Best loans at unbeatable interest rates: Lorien Finance strives to bring you the best possible deals when it comes to student loans. Our experts negotiate on your behalf to get education loans at the lowest possible interest rates.
Effortless Process: All you need to do is fill out the form on Lorien Finance’s website. Yes, it’s that simple! Our team will take it up from there, making it a hassle-free process for you.
100% Free Assistance: Lorien doesn’t charge any processing fee or commission for student loans for your study abroad journey!
Quicker Loans: With constant application tracking and status updates, our experts ensure that your education loan for studying abroad is sanctioned as early as possible.
Higher chances of approval: In case of any missing documents or other issues, Lorien’s team promptly reaches out to the bank to find solutions. This, in turn, increases your chances of getting a study loan for your overseas education.
Helping you fulfil your study abroad dream!
Fill out the form so our team can get in touch with you!
By entering my details here, I hereby authorize Lorien Finance to contact me through call, message or WhatsApp. It will override my registry on the NCPR/NDNC
Eligibility Criteria For Tata Capital Education Loan Abroad
Eligibility Criteria of Applicant
- The applicant must be an Indian citizen aged between 18-45 years.
- The applicant must have an excellent academic record.
- The applicant’s parents/ co-applicant must have a stable income source.
- The applicant must either have a guarantor or show security.
Eligibility Criteria of Co-Signer
- The co-applicant must be Indian with a source of income in India.
- The co-applicant must have an Indian bank account for writing cheques
- The applicant’s parent, guardian, relative, or sibling can be the co-signer.
For Applicant:
- Identification Proof (Aadhaar card, PAN Card)
- Passport
- Available Mark sheets/Transcripts
- Previous Degree
- Entrance Exam Scores (GRE. IELTS, TOEFL, GMAT, Other) or University Waiver Letter
- Mark sheets of 10th, 12th, graduation and entrance exams
- Admission letter
- Fee structure
- Income Proof
- Additional documents may be requested in case of collateral required.
Documents Required
Expenses Covered By Tata Capital Education Loan
- Tuition fee
- Living Expenses (Rent & Utility, Food, Grocery and Local Conveyance)
- Miscellaneous Expenses: Laboratory Fees, Purchase of books, Purchase of
- Computers /Laptops, Travel fare
FAQs
Bringing answers to your questions
What expenses does my overseas education loan from Tata Capital cover?
Do I need a cosigner for Tata Capital student loans?
Yes, the co-signer for your student loan can be any of the following immediate family members: father, mother, brother, sister, or spouse. Additionally, the applicant’s maternal or paternal uncle/aunt or any blood relative are also eligible to be the co-signer.
Can I prepay the Education Loan? Are there any prepayment charges?
Certainly! Prepayment of education loans is allowed before the tenure completion, and no prepayment charges are applicable.
Can I get a Tata Capital education loan without collateral?
You can get a loan amounting to INR 75 Lakhs without collateral from Tata Capital. We at Lorien ensure that you get the best deal possible at the lowest interest rate.
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Lorien’s Success Stories
Real Dreams: Real Achievements
I'm Sambhavi, currently working at Deloitte. Lorien Finance helped me secure an education loan for my Master's in Business Analytics at the University...
Sambhavi
I want to express my utmost satisfaction and gratitude to Lorien Finance for their exceptional services....
Rachna
Thanks to Lorien Finance, I was able to secure an education loan without any hassle. Their online application process made it convenient for me to app...
Sharikha
I'm Sambhavi, currently working at Deloitte. Lorien Finance helped me secure an education loan for my Master's in Business Analytics at the University...
Sambhavi
I want to express my utmost satisfaction and gratitude to Lorien Finance for their exceptional services....
Rachna
Thanks to Lorien Finance, I was able to secure an education loan without any hassle. Their online application process made it convenient for me to app...
Sharikha
Finding suitable accommodation in a foreign country can be challenging, but Lorien Finance made it a breeze. Their partnership with reliable housing p...
Sriram
It was a good experience with Lorien Finance throughout the process they helped me in every step and made the process hassle-free and helped me to g...
Rama
It was a good experience with Lorien Finance throughout the process they helped me in every step and made the process hassle-free and helped me to g...
Ruchi
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