How to Fund Study Abroad Without Parental Support
July 30, 2025
7:03 pm
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Disclaimer:
Lorien Finance is a loan advisory platform that connects applicants with regulated financial institutions, including banks and NBFCs. Loan approval, terms, and interest rates are solely determined by our lending partners and are subject to their internal credit policies. Lorien Finance does not charge applicants any upfront fees and does not guarantee loan approval or interest rates.
Important Links : Sachet Portal
Every year, thousands of Indian students pack their dreams and fly across continents to study at top global universities. But behind those dreams often lies a question that weighs heavier than checked-in baggage “How do I fund this without burdening my parents?”
Whether your family is unable to contribute financially or you're determined to be self-reliant, it’s entirely possible to fund study abroad without parental support. With smart planning and the right resources, students today have more control than ever over their education journey. Let’s break down the options that can get you there, stress-free and independently.
When it comes to how to fund study abroad without parental support, education loans are often the most reliable route. Many lenders today especially private banks and NBFCs to offer study abroad loans without needing a parent as a co-applicant.
Here’s what you can expect:
Note: Lorien Finance’s Loan Fest connects you to 17+ Indian and global lenders, offers interest rates starting at 3.39%, and includes rewards like MacBooks, iPhones, and travel kits worth ₹20K. Don’t miss it!
Choosing the right country can make a huge difference when trying to fund study abroad without parental support. Some destinations are naturally more affordable or offer excellent work opportunities, making them ideal for self-funded students. Here are a few financially smart options:
These countries not only reduce the financial burden on international students but also offer flexibility in managing tuition and living expenses through scholarships, jobs, and short-duration courses. For Fall 2025 aspirants looking to fund study abroad without parental support, these destinations are worth serious consideration.
Scholarships are often underutilized, but they are a powerful tool to self-fund your study abroad dream. From merit-based grants to need-based aid, there's something for everyone. You just have to dig a little.
Popular options include:
Start researching 8–12 months before your intake. A well-written SOP and documented financial need can often tip the scales in your favor.
Most countries allow international students to work part-time while studying. It’s one of the smartest ways to cover your living expenses without asking family back home.
Here’s what’s allowed:
This may not fully cover tuition, but it goes a long way in reducing day-to-day financial pressure especially rent and groceries.
If you’re pursuing a master’s or PhD, many universities offer paid opportunities such as:
These positions often include a tuition waiver and a stipend, making it a great way to fund study abroad without parental support while building your academic CV.
In some countries like the US, universities offer work-study programs where students get on-campus jobs funded partially by the government or school.
Additionally, you can look for summer internships with:
Not only do these help fund your stay, but they also enhance your resume significantly.
Funding your education doesn’t stop at getting the money. Managing it well is just as important.
Tips to budget better:
At Lorien Finance, we’ve seen students thrive on smart planning even with minimal financial backing.
Lorien Finance helps students fund their study abroad journey without burdening their parents. From comparing study abroad loans or education loans to unlocking scholarships, from documentation to disbursal with Lorien Finance supporting students every step of the way.
And if you’re applying for Fall 2025, this is the perfect time to leverage our Loan Fest, where you get:
Can I get a study abroad loan without my parents as co-applicant?
Yes. Several NBFCs and private banks offer no-cosigner or non-collateral loans for eligible students.
What’s the best way to fund study abroad without parental support?
A combination of an education loan, scholarships, and part-time jobs works best.
Can I cover living expenses abroad through part-time work?
Mostly yes. Countries like Canada, Australia, and the UK allow you to earn enough to support your daily expenses.
Are scholarships enough to cover full tuition fees?
Some scholarships are fully funded. Others can reduce costs by 30–70%. Always apply to multiple options.
What is Lorien Finance’s Loan Fest?
Loan Fest is a limited-time student finance initiative offering low interest rates, 17+ lenders, full support, and reward giveaways on successful disbursals.