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LoFi
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YOUR STUDY ABROAD LOAN SIMPLIFIED
Lorien Finance connects you with 17+ trusted lenders to find and secure the best study abroad loan, all in one platform.
Co-signerNo collateral
Axis Bank
Education Loan
Up to ₹50 lakh
Interest Rate
10.50%* onwards
Processing fee
0.75%
Processing time
7 Days
High Approval Rate
Starting at 3.39%*
Flexible Loans
Why Choose Lorien Finance for Your Axis Bank Study Abroad Loan?
Lorien Finance makes your Axis Bank loan journey smooth and hassle-free from comparison to disbursal, with end-to-end guidance.
Simplified application process
Support for top global universities
Personalized guidance & support
Covers tuition, living expenses, and travel
Loan Features & Details
| Maximum Loan Amount | Up to ₹1 Crore (Collateral) Up to ₹50 lakh (Non-collateral) |
| Interest Rate | Starting from 10.50%* |
| Cosigner Needed | Yes |
| Repayment Period | Up to 15 years |
| Processing Fee | 0.75% + GST |
| Moratorium Period | Study period + 6 Months |
| Prepayment charges | NIL |
| Countries Covered | USA, UK, Australia, Canada, and many more |
Eligibility Criteria
- Applicant must be an Indian citizen aged 18 years or above.
- Confirmed admission to a recognized university abroad is mandatory.
- Minimum academic score of 50–60% in Class 12 and graduation.
- A co-applicant (parent/guardian) with a stable income and good credit profile is required.
- University or course should be part of Axis Bank’s approved list (especially for unsecured loans).
- For unsecured loans, a minimum CIBIL score of 700+ is generally preferred.
4.7
on
reviewsInternational Alumni Network of 500+ Indian Students
4.7
onreviews
Loan Received: $30,000
Int. Rate: 6.45%
"I had a smooth and hassle-free experience securing a loan with Lorien Finance. They were professional, approachable, and transparent throughout the process, explaining all terms and conditions clearly. I highly recommend Lorien finance and Nishant for reliable financial assistance."
Harsh
Montclair State University
5
Loan Received: $28,000
Int. Rate: 7.24%
"I would like to express my sincere gratitude to Lorien Finance for their outstanding support in assisting me with my loan process. The team took the time to explain all the details, answer all my questions, and provide valuable advice throughout the entire process."
Vaidehi
University of New Haven
5
Loan Received: $35,000
Int. Rate: 4.70%
"I had a great experience with Lorien Finance while securing my student loan. The process was smooth, transparent, and efficient, making it stress-free for me. Lorien’s dedication to helping students achieve their educational goals is truly commendable."
Ayush
University of North Carolina
5
Loan Received: ₹34 Lakh
Int. Rate: 11%
"With straightforward application process I received my loan approval faster than I expected with Lorien Finance. The customer service team was responsive and very knowledgeable. I appreciate their transparency about fees and interest rates."
G. Bhanu
University of Portsmouth
4.7
Loan Received: $30,000
Int. Rate: 6.45%
"I had a smooth and hassle-free experience securing a loan with Lorien Finance. They were professional, approachable, and transparent throughout the process, explaining all terms and conditions clearly. I highly recommend Lorien finance and Nishant for reliable financial assistance."
Harsh
Montclair State University
5
Loan Received: $28,000
Int. Rate: 7.24%
"I would like to express my sincere gratitude to Lorien Finance for their outstanding support in assisting me with my loan process. The team took the time to explain all the details, answer all my questions, and provide valuable advice throughout the entire process."
Vaidehi
University of New Haven
5
Loan Received: $35,000
Int. Rate: 4.70%
"I had a great experience with Lorien Finance while securing my student loan. The process was smooth, transparent, and efficient, making it stress-free for me. Lorien’s dedication to helping students achieve their educational goals is truly commendable."
Ayush
University of North Carolina
5
Loan Received: ₹34 Lakh
Int. Rate: 11%
"With straightforward application process I received my loan approval faster than I expected with Lorien Finance. The customer service team was responsive and very knowledgeable. I appreciate their transparency about fees and interest rates."
G. Bhanu
University of Portsmouth
4.7
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Frequently Asked Questions
01Can I get an Axis Bank study abroad loan without collateral?
01
Can I get an Axis Bank study abroad loan without collateral?
01
Yes, Axis Bank offers non-collateral loans up to ₹50 lakh for eligible students and courses from its approved list. A strong co-applicant profile is usually required.
02What expenses does the Axis Bank loan cover?
02
What expenses does the Axis Bank loan cover?
02
The loan covers tuition fees, living expenses, travel, exam fees, insurance, and other education-related costs.
03How long does Axis Bank take to process the loan?
03
How long does Axis Bank take to process the loan?
03
With complete documentation, loan processing generally takes 7 working days through Lorien Finance.
04Is there a moratorium period on Axis Bank loans?
04
Is there a moratorium period on Axis Bank loans?
04
Yes, the moratorium includes the study period plus 6 months after course completion. No EMI is required during this time, although interest may accrue.
05Can I repay the Axis Bank loan early?
05
Can I repay the Axis Bank loan early?
05
Yes, Axis Bank allows prepayment with zero charges, giving you the flexibility to repay early without penalties.
06How can Lorien Finance help me with my Axis Bank loan application?
06
How can Lorien Finance help me with my Axis Bank loan application?
06
Lorien Finance offers free, end-to-end support—from eligibility checks and documentation to application submission and follow-ups—making the process fast, simple, and stress-free.
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Nashik 422005
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