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LoFi
Jun 2, 2025
YOUR PATHWAY TO STUDY ABROAD LOANS
Lorien Finance offers access to 17+ lenders, helping you get tailored study abroad loan options without the hassle.
Co-signerNo collateral
Poonawalla Fincorp
Education Loan
Up to ₹1 Crore
Interest Rate
11.25%* onwards
Processing fee
1%
Processing time
7 Days
High Approval Rate
Starting at 3.39%*
Flexible Loans
Why Choose Lorien Finance for Your Poonawalla Fincorp Loan?
Lorien Finance ensures your loan journey with Poonawalla Fincorp is smooth from eligibility to disbursal with expert support tailored to your profile.
Simplified application process
Support for top global universities
Personalized guidance & support
Covers tuition, living expenses, and travel
Loan Features & Details
| Features | Details |
|---|---|
| Maximum Loan Amount | Up to ₹3 Crore (Collateral) Up to ₹1 Crore (Non-collateral) |
| Interest Rate | Starting from 11.25%* |
| Cosigner Needed | Yes |
| Repayment Period | Up to 15 years |
| Processing Fee | Up to 2% + GST |
| Margin Money | NIL |
| Moratorium Period | Study period + 12 Months |
| Prepayment charges | NIL |
| Countries Covered | USA, UK, Australia, Canada, and many more |
Eligibility Criteria
- Indian citizen, 18+ years old
- Confirmed admission to recognised foreign university
- Co-applicant usually required (parent/guardian) with stable income
- Collateral only above non‑collateral limits (profile-dependent)
4.7
on
reviewsInternational Alumni Network of 500+ Indian Students
4.7
onreviews
Loan Received: $30,000
Int. Rate: 6.45%
"I had a smooth and hassle-free experience securing a loan with Lorien Finance. They were professional, approachable, and transparent throughout the process, explaining all terms and conditions clearly. I highly recommend Lorien finance and Nishant for reliable financial assistance."
Harsh
Montclair State University
5
Loan Received: $28,000
Int. Rate: 7.24%
"I would like to express my sincere gratitude to Lorien Finance for their outstanding support in assisting me with my loan process. The team took the time to explain all the details, answer all my questions, and provide valuable advice throughout the entire process."
Vaidehi
University of New Haven
5
Loan Received: $35,000
Int. Rate: 4.70%
"I had a great experience with Lorien Finance while securing my student loan. The process was smooth, transparent, and efficient, making it stress-free for me. Lorien’s dedication to helping students achieve their educational goals is truly commendable."
Ayush
University of North Carolina
5
Loan Received: ₹34 Lakh
Int. Rate: 11%
"With straightforward application process I received my loan approval faster than I expected with Lorien Finance. The customer service team was responsive and very knowledgeable. I appreciate their transparency about fees and interest rates."
G. Bhanu
University of Portsmouth
4.7
Loan Received: $30,000
Int. Rate: 6.45%
"I had a smooth and hassle-free experience securing a loan with Lorien Finance. They were professional, approachable, and transparent throughout the process, explaining all terms and conditions clearly. I highly recommend Lorien finance and Nishant for reliable financial assistance."
Harsh
Montclair State University
5
Loan Received: $28,000
Int. Rate: 7.24%
"I would like to express my sincere gratitude to Lorien Finance for their outstanding support in assisting me with my loan process. The team took the time to explain all the details, answer all my questions, and provide valuable advice throughout the entire process."
Vaidehi
University of New Haven
5
Loan Received: $35,000
Int. Rate: 4.70%
"I had a great experience with Lorien Finance while securing my student loan. The process was smooth, transparent, and efficient, making it stress-free for me. Lorien’s dedication to helping students achieve their educational goals is truly commendable."
Ayush
University of North Carolina
5
Loan Received: ₹34 Lakh
Int. Rate: 11%
"With straightforward application process I received my loan approval faster than I expected with Lorien Finance. The customer service team was responsive and very knowledgeable. I appreciate their transparency about fees and interest rates."
G. Bhanu
University of Portsmouth
4.7
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Frequently Asked Questions
01What loan amount can I get from Poonawalla Fincorp?
01
What loan amount can I get from Poonawalla Fincorp?
01
Up to ₹1 Cr depending on admission, profile, and collateral availability.
02Can I apply without collateral or cosigner?
02
Can I apply without collateral or cosigner?
02
Yes, there are collateral-free options available up to certain limits (subject to profile and lender policy).
03How long does it take to sanction the loan?
03
How long does it take to sanction the loan?
03
With full documentation, sanction can happen in 5–7 working days.
04What does the study abroad loan from Poonawalla Fincorp cover?
04
What does the study abroad loan from Poonawalla Fincorp cover?
04
Covers tuition, living expenses, travel, insurance, and more.~~Strikethrough~~
05Are there prepayment charges?
05
Are there prepayment charges?
05
No. Prepayment and part-prepayment are allowed without penalty.
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609 Greenwich St, New York, NY 10014
INDIA Office
New Delhi - Plot No.1/262, Westend Marg, Saket,
New Delhi 110030
Mumbai- C20, G-Block BKC, Bandra East, Mumbai,
Maharashtra 400051
Nashik- 138, Vitthal Bungalow, Madhu Vijay Colony,
Nashik 422005
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