
Study in the New Zealand: Learn About Universities, Cost of Living & Loans
Explore top universities, living cost, study abroad loans, visa guidance, and more for planning your study journey in New Zealand.





Why is New Zealand the Upcoming Best Study Destination for Indian Students
New Zealand ranks 5th globally among countries with eight or more ranked universities, excelling in international faculty and sustainability. Its practical, research-driven education, smaller class sizes, and approachable professors ensure a job-ready learning experience rarely found in larger universities.
The Kiwi approach to education focuses on critical thinking, creativity, and real-world application through internships, research, and industry-linked projects. It also offers one of the simplest pathways to permanent residency for international students.
Quick Facts
- New Zealand is among the safest and most student-friendly countries globally.
- Over 30,000 Indian students currently study in New Zealand.
- Graduates can apply for post-study work visas for up to 3 years.
- New Zealand has only 8 universities, but all are globally ranked.
Universities in New Zealand
- All
- Public
- Ivy League
- STEM
- Private
- Engineering
- Auckland University of TechnologyNew ZealandPublicApplied SciencesAvg Tuition:NZ$34,500/year
- Massey UniversityNew ZealandPublicResearchBusinessAvg Tuition:NZ$34,500/year.
- University of AucklandNew ZealandPublicResearchAvg Tuition:NZ$40,000/year
- University of CanterburyNew ZealandPublicResearchSTEMAvg Tuition:NZ$35,500/year
Cost of Studying & Living in New Zealand
- Tuition FeesVaries by university type & programNZ$25,000 - NZ$45,000/year
- AccommodationOn-campus or off-campus housingNZ$8,000 - NZ$15,000/year
- Living ExpensesFood, transport & personal expensesNZ$10,000 - NZ$15,000/year
Total Estimated Costs
Public Universities
- Tuition & FeesNZ$25,000 - NZ$35,000
- AccommodationNZ$8,000 - NZ$12,000
- Living ExpensesNZ$10,000 - NZ$13,000
- Annual TotalNZ$43,000 - NZ$60,000
Private Universities
- Tuition & FeesNZ$35,000 - NZ$45,000
- AccommodationNZ$10,000 - NZ$15,000
- Living ExpensesNZ$12,000 - NZ$15,000
- Annual TotalNZ$57,000 - NZ$75,000
Post-Study Work Visa & Job Opportunities
Post-Study Work Visa (Open)
Up to 3 years (depends on qualification level)
Work for ANY employer in ANY role
Apply for the Skilled Migrant Category residence visa after gaining relevant work experience
Skilled Migrant Category
Based on age, qualifications, work experience
New Zealand study and work experience receives bonus points
Streamlined process for graduates with job offers
2025 Updates
Green List occupations fast-track residence applications
Enhanced regional pathway programs
Streamlined processes for healthcare and technology graduates
Average Starting Salaries
- IT & Computer ScienceNZ$55,000 - NZ$80,000/year
- EngineeringNZ$60,000 - NZ$75,000/year
- Business & FinanceNZ$45,000 - NZ$65,000/year
- Agricultural ScienceNZ$45,000 - NZ$60,000/year
- HealthcareNZ$50,000 - NZ$70,000/year
Life & Culture in New Zealand

Campus Life & Internships
You'll find active student associations, outdoor clubs (hiking, skiing, surfing), and a strong emphasis on work-life balance. Universities have excellent industry connections, and internships are often built into degree programs. Most of the times, your internship supervisor would likely become your mentor in helping you navigate the job market.
Education Loan Options for New Zealand
Compare Loan Types
INR Loans (Indian Lenders)
- Interest rates start at 8.25%* p.a.
- Loan amount: Up to ₹1.5 crore
- Collateral or co-borrower often required
- Processing time: 7–14 days
Why Choose Lorien for Studying in New Zealand?
- Free loan eligibility check across 17+ lenders
- Higher approval rates through lender matching
- No-collateral loan options
- End-to-end application support
- Faster processing time
International Alumni Network of 500+ Students
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Frequently Asked Questions
01Are there tax benefits available for study abroad loan for New Zealand?
02What is the maximum loan amount for studying in New Zealand?
03What documents are required for a study abroad education loan?
04How does Lorien Finance help me get the best education loan?
05Which courses and universities are eligible for education loans through Lorien Finance?
06Are there any tax benefits or deductions available on study abroad education loan interest?
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