When You Land in the US, You Have:
- No Credit Score
- No Credit Card Approval
- Can't Rent an Apartment
- Can't Build Your Future
By LoFi
The First Credit Card Built only for International Students & Immigrants in the US.
Get approved instantly — no US credit history required





Designed for newcomers to the US. No credit history required. Start banking and building credit in one app.


Build Credit in the US from Day 1. No Credit History Required!
Free bank account + global transfers included.
Access to funds when you need it most.
Build and improve your financial health with smart credit-building features designed for your success.
Earn rewards for every transaction and engagement. Financial health meets fun.
Keep your money yours. No interest charges.
Your deposits actually earn for you.
Access to funds when you need it most.
No credit history required, just a valid ID.
Be among the first to experience the future of finance
*Features planned for launch. Subject to change.