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4.9Star
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No Collateral Education Loans for Studying Abroad

No Collateral
Education Loans for
Studying Abroad

No property documents, No FD
required. Get up to 100% funding —
without pledging a single asset.

checkRates from 9.25%* onwards

checkNo commission. No hidden charges.

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Fill in the details below and we’ll find you the best study abroad loan offers.

1
Course Details
2
Personal Details
Country
Your course
Intake Year

No commitment, no impact on credit score.

Get a loan without risking
family assets

Get a loan without risking family assets

At Lorien Finance, we’ve helped Indian students fund their education —without touching a single property paper.

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No collateral, no land valuation

Finance your dream education without pledging assets

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Up to 100% funding: tuition + living + travel

All-inclusive coverage for a worry-free journey

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Fast approvals from global & Indian lenders

Quick processing to get you started sooner

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Smart, profile-based funding

No stress, profile-based loan approvals

International Alumni
Network of
5000+ Students

International Alumni Network of 5000+ Students

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Loan by: Prodigy Finance

Loan Received: $74,300

Int. Rate: 12.59%

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I had a great experience with Lorien Finance while securing my student loan. The process was smooth, transparent, and efficient, making it stress-free for me. Lorien’s dedication to helping students achieve their educational goals is truly commendable.

- Ankarla

Long Island University

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Loan by: Avanse

Loan Received: ₹34 Lakh

Int. Rate: 11%

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With straightforward application process I received my loan approval faster than I expected with Lorien Finance. The customer service team was responsive and very knowledgeable. I appreciate their transparency about fees and interest rates.

- G. Bhanu

University of Portsmouth

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Loan by: Auxilo

Loan Received: ₹32 Lakh

Int. Rate: 12.5%

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I had a smooth and hassle-free experience securing a loan with Lorien Finance. They were professional, approachable, and transparent throughout the process, explaining all terms and conditions clearly. I highly recommend Lorien finance and Nishant for reliable financial assistance.

- Saifali

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Loan by: Mpower

Loan Received: $35,000

Int. Rate: 12%

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I would like to express my sincere gratitude to Lorien Finance for their outstanding support in assisting me with my loan process. The team took the time to explain all the details, answer all my questions, and provide valuable advice throughout the entire process.

- Priyanka

Edgewood College

Just 3 Simple Steps

No co-signer? No problem. Here’s
how you get started

Share Your Profile

1. Share Your Profile

Tell us about your admit and program. Takes less than 60 seconds.

Match with the Right Lender

2. Match with the Right Lender

 A Lorien counselor connects you with lenders who don’t require collateral.

Get Funded Without collateral

3. Get Funded Without collateral

Full support on paperwork, approvals, and disbursement.

Who Qualifies for a No Collateral Loan?

Who Qualifies for a
No Collateral Loan?

You may be eligible for a no collateral loan if:

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    Admission to a top 300 QS-ranked university
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    Courses in STEM, Management, Finance, or other high-ROI fields
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    Clean academic background
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    Planning to study in the US, UK, Canada, Germany, Australia
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    Unable/unwilling to pledge property or assets

Not sure? Our team can assess your profile and confirm—no cost, no pressure.

Never before, never again.

Unbelievable prizes to win!

Apply for your loan now to win epic rewards
when you get your loan disbursed.

MACBOOK

MEGA PRIZE

One lucky winner takes home a brand-new MacBook worth Rs 1.5 lakhs!

MACBOOK

iPhone

MONTHLY

GIFTS

Get a chance to win an iPhone worth Rs. 1.25 lakhs!

iPhone

Travel Kit

WEEKLY

TRAVEL

Win Study-Abroad Travel Kits worth Rs. 20,000

Travel Kit

Travel organiser

ASSURED

GIFTS

Win gifts worth Rs. 2,000 with every successful disbursement.

Travel organiser

Our Trusted Lenders

We’ve partnered with global lenders who
understand that your future, not your family's
finances, should define your loan.

SBI

SBI


  • TickInterest Rate
    10.15%
  • TickProcessing Time
    14 days
  • TickLoan Amount
    Upto ₹75 lakhs
Union Bank of India

Union Bank of India


  • TickInterest Rate
    9.25%
  • TickProcessing Time
    7-10 days
  • TickLoan Amount
    Upto ₹40 lakhs
ICICI Bank

ICICI Bank


  • TickInterest Rate
    10.25%
  • TickProcessing Time
    7-10 days
  • TickLoan Amount
    Upto ₹1 crore
IDFC Bank

IDFC Bank


  • TickInterest Rate
    10.50%
  • TickProcessing Time
    7-10 days
  • TickLoan Amount
    Upto ₹85 lakhs
Axis Bank

Axis Bank


  • TickInterest Rate
    10.50%
  • TickProcessing Time
    7-10 days
  • TickLoan Amount
    Upto ₹50 lakhs
Punjab National Bank

Punjab National Bank


  • TickInterest Rate
    8.25%
  • TickProcessing Time
    10 days
  • TickLoan Amount
    NA
Credila

Credila


  • TickInterest Rate
    10.25% onwards
  • TickProcessing Time
    7-10 days
  • TickLoan Amount
    UG- Upto 1.5 Cr. unsecured
Auxilo

Auxilo


  • TickInterest Rate
    11.50%
  • TickProcessing Time
    7-10 days
  • TickLoan Amount
    Upto ₹40 lakhs
Avanse

Avanse


  • TickInterest Rate
    11.50%
  • TickProcessing Time
    7-10 days
  • TickLoan Amount
    Upto ₹75 lakhs
InCred

InCred


  • TickInterest Rate
    11.75%
  • TickProcessing Time
    7-10 days
  • TickLoan Amount
    Upto ₹60 lakhs
Tata Capital

Tata Capital


  • TickInterest Rate
    11.50%
  • TickProcessing Time
    7-10 days
  • TickLoan Amount
    Upto ₹75 lakhs
Ascent

Ascent


  • TickInterest Rate
    3.39%
  • TickProcessing Time
    7-10 days
  • TickLoan Amount
    Upto 100% of EC
Earnest

Earnest


  • TickInterest Rate
    3.47%
  • TickProcessing Time
    7 days
  • TickLoan Amount
    Upto 100% of EC
Prodigy

Prodigy


  • TickInterest Rate
    8.35%
  • TickProcessing Time
    7 days
  • TickLoan Amount
    Upto 100% of EC
MPOWER Financing

MPOWER Financing


  • TickInterest Rate
    9.99%
  • TickProcessing Time
    7 days
  • TickLoan Amount
    Upto $100k

Whether you’re heading to the USA, UK, Australia, Europe, or beyond — we’re here to find the right funding solution for you.

Got Questions About No Collateral Loans?

Got Questions About No
Co-signer Loans?

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Get in Touch

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USA Office

609 Greenwich St, New York, NY 10014

Join our Community

INDIA Office

New Delhi - Plot No. 275 4th Floor,
Westend Marg, Saket, New Delhi 110030

Nashik -602, 6th Floor, Aakar Probiz, Swargiya Sitamai Savaliram Kale Marg, Kale Nagar, Balawant Nagar, Anandvalli, Nashik, Maharashtra 422013

Mumbai - C20, G-Block BKC, Bandra East,
Mumbai, Maharashtra 400051

Disclaimer:
Lorien Finance (Lorien Business Management Private Limited) is not a lender. We are a loan advisory platform that partners with regulated banks and NBFCs to help students access education financing options. All loan approvals are at the sole discretion of our lending partners and are subject to their terms and eligibility criteria. Lorien does not influence credit decisions or guarantee loan approvals. We do not charge students any fee for loan comparisons or submissions. We earn a service fee from our lending partners, where applicable.