reviews No Collateral Loans for Studying Abroad
No Collateral Loans
for Studying Abroad
No property documents, No FD
required. Get up to 100% funding —
without pledging a single asset.
Rates from 9.25%* onwards
Expert assistant
1 Application, 17+ Lenders
Fill in the details below and we’ll find you the best study abroad loan offers.
Get a loan without risking
family assets
Get a loan without risking family assets
At Lorien Finance, we’ve helped Indian students fund their education —without touching a single property paper.
At Lorien Finance, we’ve helped Indian students fund their education —without touching a single property paper.
No collateral, no land valuation
Finance your dream education without pledging assets
Up to 100% funding: tuition + living + travel
All-inclusive coverage for a worry-free journey
Fast approvals from global & Indian lenders
Quick processing to get you started sooner
Smart, profile-based funding
No stress, profile-based loan approvals
International Alumni
Network of
500+ Students
International Alumni Network of 500+ Students
Loan Received: $35,000
Int. Rate: 4.70%
“I had a great experience with Lorien Finance while securing my student loan. The process was smooth, transparent, and efficient, making it stress-free for me. Lorien’s dedication to helping students achieve their educational goals is truly commendable.”
- Ayush
University of North Carolina
Loan Received: $30,000
Int. Rate: 6.45%
“I had a smooth and hassle-free experience securing a loan with Lorien Finance. They were professional, approachable, and transparent throughout the process, explaining all terms and conditions clearly. I highly recommend Lorien finance and Nishant for reliable financial assistance.”
- Harsh
Montclair State University
Loan Received: $28,000
Int. Rate: 7.24%
“I would like to express my sincere gratitude to Lorien Finance for their outstanding support in assisting me with my loan process. The team took the time to explain all the details, answer all my questions, and provide valuable advice throughout the entire process.”
- Vaidehi
University of New Haven
Loan Received: ₹34 Lakh
Int. Rate: 11%
“With straightforward application process I received my loan approval faster than I expected with Lorien Finance. The customer service team was responsive and very knowledgeable. I appreciate their transparency about fees and interest rates.”
- G. Bhanu
University of Portsmouth
Just 3 Simple Steps
No collateral? No problem. Here’s
how you get started
1. Share Your Profile
Tell us about your admit and program. Takes less than 60 seconds.
2. Match with the Right Lender
A Lorien counselor connects you with lenders who don’t require collateral.
3. Get Funded Without collateral
Full support on paperwork, approvals, and disbursement.
Who Qualifies for a No Collateral Loan?
Who Qualifies for a
No Collateral Loan?
You may be eligible for a no collateral loan if:
- Admission to a top 300 QS-ranked university
- Courses in STEM, Management, Finance, or other high-ROI fields
- Clean academic background
- Planning to study in the US, UK, Canada, Germany, Australia or beyond
- Unable/unwilling to pledge property or assets
Not sure? Our team can assess your profile and confirm
—no cost, no pressure.
Our Trusted Lenders
Our Trusted Lenders
We’ve partnered with global lenders who understand that your future, not your
family's finances, should define your loan.
We’ve partnered with global lenders who
understand that your future, not your family's
finances, should define your loan.
SBI
- 10.15%
Interest Rate - 14 daysProcessing Time
- Upto ₹75 lakhsLoan Amount
Union Bank of India
- 9.25%Interest Rate
- 7-10 daysProcessing Time
- Upto ₹40 lakhsLoan Amount
ICICI Bank
- 10.25%Interest Rate
- 7-10 daysProcessing Time
- Upto ₹1 croreLoan Amount
IDFC Bank
- 10.50%Interest Rate
- 7-10 daysProcessing Time
- Upto ₹85 lakhsLoan Amount
Axis Bank
- 10.50%Interest Rate
- 7-10 daysProcessing Time
- Upto ₹50 lakhsLoan Amount
Punjab National Bank
- 8.25%Interest Rate
- 10 daysProcessing Time
- NALoan Amount
Credila
- 10.25% onwardsInterest Rate
- 7-10 daysProcessing Time
- UG- Upto 1.5 Cr. unsecuredLoan Amount
Auxilo
- 11.50%Interest Rate
- 7-10 daysProcessing Time
- Upto ₹40 lakhsLoan Amount
Avanse
- 11.50%Interest Rate
- 7-10 daysProcessing Time
- Upto ₹75 lakhsLoan Amount
InCred
- 11.75%Interest Rate
- 7-10 daysProcessing Time
- Upto ₹60 lakhsLoan Amount
Tata Capital
- 11.50%Interest Rate
- 7-10 daysProcessing Time
- Upto ₹75 lakhsLoan Amount
Ascent
- 3.39%Interest Rate
- 7-10 daysProcessing Time
- Upto 100% of ECLoan Amount
Earnest
- 3.47%Interest Rate
- 7 daysProcessing Time
- Upto 100% of ECLoan Amount
Prodigy
- 8.35%Interest Rate
- 7 daysProcessing Time
- Upto 100% of ECLoan Amount
MPOWER Financing
- 9.99%Interest Rate
- 7 daysProcessing Time
- Upto $100kLoan Amount
Poonawalla Fincorp
- 11.25% onwardsInterest Rate
- 7-10 daysProcessing Time
- Upto ₹1 croreLoan Amount
SBI
- 10.15%Interest Rate
- 14 daysProcessing Time
- Upto ₹75 lakhsLoan Amount
Union Bank of India
- 9.25%Interest Rate
- 7-10 daysProcessing Time
- Upto ₹40 lakhsLoan Amount
ICICI Bank
- 10.25%Interest Rate
- 7-10 daysProcessing Time
- Upto ₹1 croreLoan Amount
IDFC Bank
- 10.50%Interest Rate
- 7-10 daysProcessing Time
- Upto ₹85 lakhsLoan Amount
Axis Bank
- 10.50%Interest Rate
- 7-10 daysProcessing Time
- Upto ₹50 lakhsLoan Amount
Punjab National Bank
- 8.25%Interest Rate
- 10 daysProcessing Time
- NALoan Amount
Credila
- 10.25% onwardsInterest Rate
- 7-10 daysProcessing Time
- UG- Upto 1.5 Cr. unsecuredLoan Amount
Auxilo
- 11.50%Interest Rate
- 7-10 daysProcessing Time
- Upto ₹40 lakhsLoan Amount
Avanse
- 11.50%Interest Rate
- 7-10 daysProcessing Time
- Upto ₹75 lakhsLoan Amount
InCred
- 11.75%Interest Rate
- 7-10 daysProcessing Time
- Upto ₹60 lakhsLoan Amount
Tata Capital
- 11.50%Interest Rate
- 7-10 daysProcessing Time
- Upto ₹75 lakhsLoan Amount
Ascent
- 3.39%Interest Rate
- 7-10 daysProcessing Time
- Upto 100% of ECLoan Amount
Earnest
- 3.47%Interest Rate
- 7 daysProcessing Time
- Upto 100% of ECLoan Amount
Prodigy
- 8.35%Interest Rate
- 7 daysProcessing Time
- Upto 100% of ECLoan Amount
MPOWER Financing
- 9.99%Interest Rate
- 7 daysProcessing Time
- Upto $100kLoan Amount
Poonawalla Fincorp
- 11.25% onwardsInterest Rate
- 7-10 daysProcessing Time
- Upto ₹1 croreLoan Amount
Whether you’re heading to the USA, UK, Australia, Europe, or beyond — we’re here to find
the right funding solution for you.
Got Questions About No Collateral Loans?
Got Questions About No
Collateral Loans?
USA Office
609 Greenwich St, New
York, NY 10014
Join our Community
INDIA Office
New Delhi - Plot No. 275 4th Floor,
Westend Marg, Saket, New Delhi 110030
Nashik -602, 6th Floor, Aakar Probiz, Swargiya Sitamai Savaliram Kale Marg, Kale Nagar, Balawant Nagar, Anandvalli, Nashik, Maharashtra 422013
Mumbai - C20, G-Block BKC, Bandra East,
Mumbai, Maharashtra 400051
Disclaimer: Lorien Finance is a loan advisory platform that connects applicants with regulated financial institutions, including banks and NBFCs. Loan approval, terms, and interest rates are solely determined by our lending partners and are subject to their internal credit policies. Lorien Finance does not charge applicants any upfront fees and does not guarantee loan approval or interest rates.
Disclaimer:
Lorien Finance is a loan advisory platform that connects applicants with regulated financial institutions, including banks and NBFCs. Loan approval, terms, and interest rates are solely determined by our lending partners and are subject to their internal credit policies. Lorien Finance does not charge applicants any upfront fees and does not guarantee loan approval or interest rates.