reviews Low CIBIL? You can still get your Study Abroad Loan!
Low CIBIL? You can still get your Study Abroad Loan!
Your dreams shouldn’t depend on your credit score. Get expert-guided, unsecured loans based only on your profile.
No cosigner, no collateral Study-Abroad Loans
Expert assistance and access to global lender network
Fill in the details below and we’ll find you the best study abroad loan offers.
International Alumni
Network of
500+ Students
International Alumni Network of 500+ Students
Loan Received: $74,300
Int. Rate: 12.59%
“I had a great experience with Lorien Finance while securing my student loan. The process was smooth, transparent, and efficient, making it stress-free for me. Lorien’s dedication to helping students achieve their educational goals is truly commendable.”
- Ankarla
Long Island University
4.7
Loan Received: ₹34 Lakh
Int. Rate: 11%
“With straightforward application process I received my loan approval faster than I expected with Lorien Finance. The customer service team was responsive and very knowledgeable. I appreciate their transparency about fees and interest rates.”
- G. Bhanu
University of Portsmouth
4.7
Loan Received: ₹32 Lakh
Int. Rate: 12.5%
“I had a smooth and hassle-free experience securing a loan with Lorien Finance. They were professional, approachable, and transparent throughout the process, explaining all terms and conditions clearly. I highly recommend Lorien finance and Nishant for reliable financial assistance.”
- Saifali
4.7
Loan Received: $35,000
Int. Rate: 12%
“I would like to express my sincere gratitude to Lorien Finance for their outstanding support in assisting me with my loan process. The team took the time to explain all the details, answer all my questions, and provide valuable advice throughout the entire process.”
- Priyanka
Edgewood College
4.7
Our Trusted Lenders
Our Trusted Lenders
We’ve partnered with global lenders who understand that your future, not your
family's finances, should define your loan.
We’ve partnered with global lenders who
understand that your future, not your family's
finances, should define your loan.
SBI
- 10.15%
Interest Rate - 14 daysProcessing Time
- Upto ₹75 lakhsLoan Amount
Union Bank of India
- 9.25%Interest Rate
- 7-10 daysProcessing Time
- Upto ₹40 lakhsLoan Amount
ICICI Bank
- 10.25%Interest Rate
- 7-10 daysProcessing Time
- Upto ₹1 croreLoan Amount
IDFC Bank
- 10.50%Interest Rate
- 7-10 daysProcessing Time
- Upto ₹85 lakhsLoan Amount
Axis Bank
- 10.50%Interest Rate
- 7-10 daysProcessing Time
- Upto ₹50 lakhsLoan Amount
Punjab National Bank
- 8.25%Interest Rate
- 10 daysProcessing Time
- NALoan Amount
Credila
- 10.25% onwardsInterest Rate
- 7-10 daysProcessing Time
- UG- Upto 1.5 Cr. unsecuredLoan Amount
Auxilo
- 11.50%Interest Rate
- 7-10 daysProcessing Time
- Upto ₹40 lakhsLoan Amount
Avanse
- 11.50%Interest Rate
- 7-10 daysProcessing Time
- Upto ₹75 lakhsLoan Amount
InCred
- 11.75%Interest Rate
- 7-10 daysProcessing Time
- Upto ₹60 lakhsLoan Amount
Tata Capital
- 11.50%Interest Rate
- 7-10 daysProcessing Time
- Upto ₹75 lakhsLoan Amount
Ascent
- 3.39%Interest Rate
- 7-10 daysProcessing Time
- Upto 100% of ECLoan Amount
Earnest
- 3.47%Interest Rate
- 7 daysProcessing Time
- Upto 100% of ECLoan Amount
Prodigy
- 8.35%Interest Rate
- 7 daysProcessing Time
- Upto 100% of ECLoan Amount
MPOWER Financing
- 9.99%Interest Rate
- 7 daysProcessing Time
- Upto $100kLoan Amount
SBI
- 10.15%Interest Rate
- 14 daysProcessing Time
- Upto ₹75 lakhsLoan Amount
Union Bank of India
- 9.25%Interest Rate
- 7-10 daysProcessing Time
- Upto ₹40 lakhsLoan Amount
ICICI Bank
- 10.25%Interest Rate
- 7-10 daysProcessing Time
- Upto ₹1 croreLoan Amount
IDFC Bank
- 10.50%Interest Rate
- 7-10 daysProcessing Time
- Upto ₹85 lakhsLoan Amount
Axis Bank
- 10.50%Interest Rate
- 7-10 daysProcessing Time
- Upto ₹50 lakhsLoan Amount
Punjab National Bank
- 8.25%Interest Rate
- 10 daysProcessing Time
- NALoan Amount
Credila
- 10.25% onwardsInterest Rate
- 7-10 daysProcessing Time
- UG- Upto 1.5 Cr. unsecuredLoan Amount
Auxilo
- 11.50%Interest Rate
- 7-10 daysProcessing Time
- Upto ₹40 lakhsLoan Amount
Avanse
- 11.50%Interest Rate
- 7-10 daysProcessing Time
- Upto ₹75 lakhsLoan Amount
InCred
- 11.75%Interest Rate
- 7-10 daysProcessing Time
- Upto ₹60 lakhsLoan Amount
Tata Capital
- 11.50%Interest Rate
- 7-10 daysProcessing Time
- Upto ₹75 lakhsLoan Amount
Ascent
- 3.39%Interest Rate
- 7-10 daysProcessing Time
- Upto 100% of ECLoan Amount
Earnest
- 3.47%Interest Rate
- 7 daysProcessing Time
- Upto 100% of ECLoan Amount
Prodigy
- 8.35%Interest Rate
- 7 daysProcessing Time
- Upto 100% of ECLoan Amount
MPOWER Financing
- 9.99%Interest Rate
- 7 daysProcessing Time
- Upto $100kLoan Amount
Whether you’re heading to the USA, UK, Australia, Europe, or beyond — we’re here to find
the right funding solution for you.
Low Credit Score Holding You Back?
Low Credit Score
Holding You Back?
At Lorien Finance, we’ve helped Indian students crack funding even with low or no CIBIL score.
At Lorien Finance, we’ve helped Indian students crack funding even with low or no CIBIL score.
No strong credit history required
Finance your education dream without financial limits.
Apply with 17+ lenders
Apply independently with zero dependency
Approvals in as fast as 5 days
Quick processing to get you started sooner.
Covers tuition, living, & travel
All-inclusive coverage for a worry-free journey.
Backed by trusted global & Indian lenders
Trusted partnerships for secure funding.
Expert guidance at every step
Navigate your loan application through experts' support
Financing abroad education in more than 100 countries
Just 3 Simple Steps to Study Abroad
Even With a Low CIBIL Score
Just 3 Simple Steps to
Study Abroad Even
With a Low CIBIL Score
Low CIBIL? No problem. Here’s
how you get started
1. Fill in the Form
Tell us about your admit and program. It takes less than a minute.
2. Talk to a Real Expert
Our counselors understand low CIBIL cases. They’ll match you with the right lender and break it down clearly.
3. Choose & Apply
We’ll help with everything: lender coordination, documentation, and loan disbursal all at no extra cost.
Have a Low CIBIL Score? You Still Qualify for a Study Abroad Loan!
Have a Low CIBIL Score?
You Still Qualify for a
Study Abroad Loan!
You may be eligible for a study abroad loan even with a low CIBIL if:
You may be eligible for a study abroad loan
even with a low CIBIL if:
- You have a minimum CIBIL score of 600
- You’ve been admitted to a top-ranked or reputed international university
- You’re pursuing a course in STEM, Finance, or high-demand fields.
- You’ve maintained a decent academic record or test scores.
- You’re planning to study in countries like the USA, UK or more
Not sure? Our team can assess your profile and confirm
—no cost, no pressure.
Got Questions if You Have Low CIBIL ?
Got Questions if You Have Low CIBIL ?
USA Office
609 Greenwich St, New
York, NY 10014
Join our Community
INDIA Office
New Delhi - Plot No. 275 4th Floor,
Westend Marg, Saket, New Delhi 110030
Nashik -602, 6th Floor, Aakar Probiz, Swargiya Sitamai Savaliram Kale Marg, Kale Nagar, Balawant Nagar, Anandvalli, Nashik, Maharashtra 422013
Mumbai - C20, G-Block BKC, Bandra East,
Mumbai, Maharashtra 400051
Disclaimer: Lorien Finance is a loan advisory platform that connects applicants with regulated financial institutions, including banks and NBFCs. Loan approval, terms, and interest rates are solely determined by our lending partners and are subject to their internal credit policies. Lorien Finance does not charge applicants any upfront fees and does not guarantee loan approval or interest rates.
Disclaimer:
Lorien Finance is a loan advisory platform that connects applicants with regulated financial institutions, including banks and NBFCs. Loan approval, terms, and interest rates are solely determined by our lending partners and are subject to their internal credit policies. Lorien Finance does not charge applicants any upfront fees and does not guarantee loan approval or interest rates.