logo
background ellipse
4.9Star
onGoogle logo reviews

Low CIBIL? You can still get your Study Abroad Loan!

Low CIBIL? You can still get your Study Abroad Loan!

Your dreams shouldn’t depend on your credit score. Get expert-guided, unsecured loans based only on your profile.

checkNo cosigner, no collateral Study-Abroad Loans

checkExpert assistance and access to global lender network

bottom-logobackground-logo

Fill in the details below and we’ll find you the best study abroad loan offers.

1
Course Details
2
Personal Details
Country
Your course
Intake Year

No commitment, no impact on credit score.

International Alumni
Network of
5000+ Students

International Alumni Network of 5000+ Students

comma-logo
lender-logo

Loan by: Prodigy Finance

Loan Received: $74,300

Int. Rate: 12.59%

Flag logo

I had a great experience with Lorien Finance while securing my student loan. The process was smooth, transparent, and efficient, making it stress-free for me. Lorien’s dedication to helping students achieve their educational goals is truly commendable.

- Ankarla

Long Island University

comma-logo
lender-logo

Loan by: Avanse

Loan Received: ₹34 Lakh

Int. Rate: 11%

Flag logo

With straightforward application process I received my loan approval faster than I expected with Lorien Finance. The customer service team was responsive and very knowledgeable. I appreciate their transparency about fees and interest rates.

- G. Bhanu

University of Portsmouth

comma-logo
lender-logo

Loan by: Auxilo

Loan Received: ₹32 Lakh

Int. Rate: 12.5%

Flag logo

I had a smooth and hassle-free experience securing a loan with Lorien Finance. They were professional, approachable, and transparent throughout the process, explaining all terms and conditions clearly. I highly recommend Lorien finance and Nishant for reliable financial assistance.

- Saifali

comma-logo
lender-logo

Loan by: Mpower

Loan Received: $35,000

Int. Rate: 12%

Flag logo

I would like to express my sincere gratitude to Lorien Finance for their outstanding support in assisting me with my loan process. The team took the time to explain all the details, answer all my questions, and provide valuable advice throughout the entire process.

- Priyanka

Edgewood College

Our Trusted Lenders

We’ve partnered with global lenders who
understand that your future, not your family's
finances, should define your loan.

SBI

SBI


  • TickInterest Rate
    10.15%
  • TickProcessing Time
    14 days
  • TickLoan Amount
    Upto ₹75 lakhs
Union Bank of India

Union Bank of India


  • TickInterest Rate
    9.25%
  • TickProcessing Time
    7-10 days
  • TickLoan Amount
    Upto ₹40 lakhs
ICICI Bank

ICICI Bank


  • TickInterest Rate
    10.25%
  • TickProcessing Time
    7-10 days
  • TickLoan Amount
    Upto ₹1 crore
IDFC Bank

IDFC Bank


  • TickInterest Rate
    10.50%
  • TickProcessing Time
    7-10 days
  • TickLoan Amount
    Upto ₹85 lakhs
Axis Bank

Axis Bank


  • TickInterest Rate
    10.50%
  • TickProcessing Time
    7-10 days
  • TickLoan Amount
    Upto ₹50 lakhs
Punjab National Bank

Punjab National Bank


  • TickInterest Rate
    8.25%
  • TickProcessing Time
    10 days
  • TickLoan Amount
    NA
Credila

Credila


  • TickInterest Rate
    10.25% onwards
  • TickProcessing Time
    7-10 days
  • TickLoan Amount
    UG- Upto 1.5 Cr. unsecured
Auxilo

Auxilo


  • TickInterest Rate
    11.50%
  • TickProcessing Time
    7-10 days
  • TickLoan Amount
    Upto ₹40 lakhs
Avanse

Avanse


  • TickInterest Rate
    11.50%
  • TickProcessing Time
    7-10 days
  • TickLoan Amount
    Upto ₹75 lakhs
InCred

InCred


  • TickInterest Rate
    11.75%
  • TickProcessing Time
    7-10 days
  • TickLoan Amount
    Upto ₹60 lakhs
Tata Capital

Tata Capital


  • TickInterest Rate
    11.50%
  • TickProcessing Time
    7-10 days
  • TickLoan Amount
    Upto ₹75 lakhs
Ascent

Ascent


  • TickInterest Rate
    3.39%
  • TickProcessing Time
    7-10 days
  • TickLoan Amount
    Upto 100% of EC
Earnest

Earnest


  • TickInterest Rate
    3.47%
  • TickProcessing Time
    7 days
  • TickLoan Amount
    Upto 100% of EC
Prodigy

Prodigy


  • TickInterest Rate
    8.35%
  • TickProcessing Time
    7 days
  • TickLoan Amount
    Upto 100% of EC
MPOWER Financing

MPOWER Financing


  • TickInterest Rate
    9.99%
  • TickProcessing Time
    7 days
  • TickLoan Amount
    Upto $100k

Whether you’re heading to the USA, UK, Australia, Europe, or beyond — we’re here to find the right funding solution for you.

Low Credit Score Holding You Back?

Low Credit Score
Holding You Back?

At Lorien Finance, we’ve helped Indian students crack funding even with low or no CIBIL score.

check icon

No strong credit history required

Finance your education dream without financial limits.

check icon

Apply with 17+ lenders

Apply independently with zero dependency

check icon

Approvals in as fast as 5 days

Quick processing to get you started sooner.

check icon

Covers tuition, living, & travel

All-inclusive coverage for a worry-free journey.

check icon

Backed by trusted global & Indian lenders

Trusted partnerships for secure funding.

check icon

Expert guidance at every step

Navigate your loan application through experts' support

Financing abroad education in more than 100 countries

United States
Germany
New Zealand
United Kingdom
Canada
Australia
Ireland
United States
Germany
New Zealand
United Kingdom
Canada
Australia
Ireland
United States
Germany
New Zealand
United Kingdom
Canada
Australia
Ireland
United States
Germany
New Zealand
United Kingdom
Canada
Australia
Ireland

Just 3 Simple Steps to
Study Abroad Even
With a Low CIBIL Score

Low CIBIL? No problem. Here’s
how you get started 



Fill in the Form

1. Fill in the Form

Tell us about your admit and program. It takes less than a minute.

Talk to a Real Expert

2. Talk to a Real Expert

 Our counselors understand low CIBIL cases. They’ll match you with the right lender and break it down clearly.

Choose & Apply

3. Choose & Apply

We’ll help with everything: lender coordination, documentation, and loan disbursal all at no extra cost.

Have a Low CIBIL Score? You Still Qualify for a Study Abroad Loan!

Have a Low CIBIL Score?
You Still Qualify for a
Study Abroad Loan!

You may be eligible for a study abroad loan
even with a low CIBIL if:

  • check icon
    You have a minimum CIBIL score of 600
  • check icon
    You’ve been admitted to a top-ranked or reputed international university
  • check icon
    You’re pursuing a course in STEM, Finance, or high-demand fields.
  • check icon
    You’ve maintained a decent academic record or test scores.
  • check icon
    You’re planning to study in countries like the USA, UK or more

Not sure? Our team can assess your profile and confirm—no cost, no pressure.

Never before, never again.

Unbelievable prizes to win!

Apply for your loan now to win epic rewards
when you get your loan disbursed.

MACBOOK

MEGA PRIZE

One lucky winner takes home a brand-new MacBook worth Rs 1.5 lakhs!

MACBOOK

iPhone

MONTHLY

GIFTS

Get a chance to win an iPhone worth Rs. 1.25 lakhs!

iPhone

Travel Kit

WEEKLY

TRAVEL

Win Study-Abroad Travel Kits worth Rs. 20,000

Travel Kit

Travel organiser

ASSURED

GIFTS

Win gifts worth Rs. 2,000 with every successful disbursement.

Travel organiser

Got Questions if You Have Low CIBIL ?

Got Questions if You Have Low CIBIL ?

logo

Get in Touch

Mail logoPhone logoWhatsapp logoWebsite logo

Join our Community

FacebookInstagramYouTube

USA Office

609 Greenwich St, New York, NY 10014

Join our Community

INDIA Office

New Delhi - Plot No. 275 4th Floor,
Westend Marg, Saket, New Delhi 110030

Nashik -602, 6th Floor, Aakar Probiz, Swargiya Sitamai Savaliram Kale Marg, Kale Nagar, Balawant Nagar, Anandvalli, Nashik, Maharashtra 422013

Mumbai - C20, G-Block BKC, Bandra East,
Mumbai, Maharashtra 400051

Disclaimer:
Lorien Finance (Lorien Business Management Private Limited) is not a lender. We are a loan advisory platform that partners with regulated banks and NBFCs to help students access education financing options. All loan approvals are at the sole discretion of our lending partners and are subject to their terms and eligibility criteria. Lorien does not influence credit decisions or guarantee loan approvals. We do not charge students any fee for loan comparisons or submissions. We earn a service fee from our lending partners, where applicable.