
Your UCL Dreams Start Here
Ready to join one of the world's top universities? UCL isn't just about academic excellence, it's where brilliant minds from 150+ countries come together to shape tomorrow. Let's make your London academic adventure happen!

Popular Programs at UCL
Discover some of the most exciting programs by UCL for your career
Medicine
Train at one of the world's oldest medical schools with cutting-edge simulation facilities
Computer Science
Code your future with AI legends, UCL invented neural networks and deep learning
Architecture
Design sustainable cities at the Bartlett, consistently ranked world's #2 architecture school
Economics
Master global finance with professors who advise governments and international bodies
Psychology
Explore the human mind where psychology was first established as a scientific discipline
Engineering
Build tomorrow's world with hands-on projects and industry partnerships across London
Diverse Academic Divisions at UCL
Arts & Humanities
Ranked 6th globally, covering archaeology, classics, philosophy, history, and modern languages with world-renowned research centers
Bartlett (Built Environment)
One of the world's most radical architecture schools, encompassing architecture, urban planning, construction, and sustainable design
Brain Sciences
Cutting-edge research in psychology, psychiatry, neurology, ophthalmology, and hearing sciences with state-of-the-art brain imaging facilities
Engineering Sciences
From AI and robotics to biomedical engineering, covering chemical, civil, electronic, and mechanical engineering with industry partnerships
Institute of Education
World's #1 education faculty since 2014, leading research in pedagogy, psychology, and educational policy
Laws
Premier legal education combining theoretical foundations with practical training from top academics and practicing barristers
General Admission Requirements
Academic Excellence
A-levels AAA-AAA* or equivalent (varies by program)
English Proficiency
IELTS 6.5-7.5 overall (minimum 6.0 each component)
Personal Statement
Show your passion and why you chose your subject
Reference Letters
Academic references preferred (2 required)
Additional Requirements
UCAT/BMAT for Medicine, subject-specific tests for some programs
Cost & Financial Information
Lorien Finance Supports
Get up to 100% of your education cost with interest rates starting from 8.35%*
Ready to Turn Your UCL Dream into Reality?
Explore loan options and fund your University College London study abroad journey confidently with expert support and flexible study abroad loans.
Life at University
Global Campus Network
With UCL's global network spanning Australia, Qatar, and partnership campuses worldwide, your degree opens doors on every continent.
Diverse Community
With 900+ Indian students and active cultural societies, you'll never feel far from home while building friendships that span the globe.
Career Success
With alumni founding companies worth billions and leading breakthrough research, your UCL network becomes your career superpower.
International Alumni Network of 500+ Indian Students
Your Complete Study Abroad Guide Starts Here
Explore expert guides, blogs, and tools to help you plan your study abroad journey with confidence and clarity.
Frequently Asked Questions
01
What’s the typical processing time for a Union Bank education loan?

01
What’s the typical processing time for a Union Bank education loan?
01
Union Bank generally processes loan applications within 7 working days when assisted by Lorien Finance, thanks to streamlined documentation and follow-up.
02
What does the loan cover?

02
What does the loan cover?
02
Union Bank study abroad loan covers tuition, living expenses, travel, accommodation, and study materials.
03
How long will my loan repayment period be?

03
How long will my loan repayment period be?
03
The repayment tenure can extend up to 15 years, starting after the moratorium period (course duration plus one additional year).
04
Do I need collateral or a co-applicant to apply?

04
Do I need collateral or a co-applicant to apply?
04
No-collateral loans are available up to ₹40 lakhs, especially for universities in Category A. For higher loan amounts, collateral may be required. A co-applicant with stable income and good credit is mandatory.
05
What interest rates does Union Bank charge for study abroad loans?

05
What interest rates does Union Bank charge for study abroad loans?
05
For unsecured loans (up to ₹40 lakhs), rates start around 9.5–9.75%. Secured loans begin at approximately 9.25%, depending on collateral and university category.
06
What’s the maximum loan amount I can get from Union Bank for studying abroad?

06
What’s the maximum loan amount I can get from Union Bank for studying abroad?
06
You can borrow up to ₹40 lakhs without collateral. With collateral, Union Bank offers loans up to ₹1.5 crore depending on your profile and university ranking.
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Disclaimer: Lorien Finance is a loan advisory platform that connects applicants with regulated financial institutions, including banks and NBFCs. Loan approval, terms, and interest rates are solely determined by our lending partners and are subject to their internal credit policies. Lorien Finance does not charge applicants any upfront fees and does not guarantee loan approval or interest rates.
Disclaimer:
Lorien Finance is a loan advisory platform that connects applicants with regulated financial institutions, including banks and NBFCs. Loan approval, terms, and interest rates are solely determined by our lending partners and are subject to their internal credit policies. Lorien Finance does not charge applicants any upfront fees and does not guarantee loan approval or interest rates.