Study Abroad
MBA Scholarships in Singapore
Discover MBA Scholarships in Singapore to make your dream of studying abroad affordable. Explore top opportunities today!Read more
LoFi
Jun 2, 2025
Your Study Abroad Dream,
No Collateral Needed
Study abroad without pledging assets. With Lorien Finance, access unsecured loans that are simple, fast, and designed to support your study abroad dream.
Find your best loan offers!
1
Course Detail
2
Personal Detail
Why Choose No Collateral Study Abroad Loans?
No Assets Needed
Get funding for your study abroad dream without pledging property, savings, or investments.
Simplified Process
Apply in minutes and receive loan decisions quickly, usually within 24 hours.
Expert Guidance
Our loan advisors work with you every step of the way to find your perfect loan solution.
Why is No Collateral Loan the Best for You?
A No Collateral loan is perfect if you don’t own assets or prefer not to pledge them. With Lorien Finance, you get quick approvals, flexible repayment, and funding tailored to cover your study abroad education cost, giving you freedom & peace of mind.
4.7
on
reviewsInternational Alumni Network of 500+ Indian Students
4.7
onreviews
Loan Received: $30,000
Int. Rate: 6.45%
"I had a smooth and hassle-free experience securing a loan with Lorien Finance. They were professional, approachable, and transparent throughout the process, explaining all terms and conditions clearly. I highly recommend Lorien finance and Nishant for reliable financial assistance."
Harsh
Montclair State University
5
Loan Received: $28,000
Int. Rate: 7.24%
"I would like to express my sincere gratitude to Lorien Finance for their outstanding support in assisting me with my loan process. The team took the time to explain all the details, answer all my questions, and provide valuable advice throughout the entire process."
Vaidehi
University of New Haven
5
Loan Received: $35,000
Int. Rate: 4.70%
"I had a great experience with Lorien Finance while securing my student loan. The process was smooth, transparent, and efficient, making it stress-free for me. Lorien’s dedication to helping students achieve their educational goals is truly commendable."
Ayush
University of North Carolina
5
Loan Received: ₹34 Lakh
Int. Rate: 11%
"With straightforward application process I received my loan approval faster than I expected with Lorien Finance. The customer service team was responsive and very knowledgeable. I appreciate their transparency about fees and interest rates."
G. Bhanu
University of Portsmouth
4.7
Loan Received: $30,000
Int. Rate: 6.45%
"I had a smooth and hassle-free experience securing a loan with Lorien Finance. They were professional, approachable, and transparent throughout the process, explaining all terms and conditions clearly. I highly recommend Lorien finance and Nishant for reliable financial assistance."
Harsh
Montclair State University
5
Loan Received: $28,000
Int. Rate: 7.24%
"I would like to express my sincere gratitude to Lorien Finance for their outstanding support in assisting me with my loan process. The team took the time to explain all the details, answer all my questions, and provide valuable advice throughout the entire process."
Vaidehi
University of New Haven
5
Loan Received: $35,000
Int. Rate: 4.70%
"I had a great experience with Lorien Finance while securing my student loan. The process was smooth, transparent, and efficient, making it stress-free for me. Lorien’s dedication to helping students achieve their educational goals is truly commendable."
Ayush
University of North Carolina
5
Loan Received: ₹34 Lakh
Int. Rate: 11%
"With straightforward application process I received my loan approval faster than I expected with Lorien Finance. The customer service team was responsive and very knowledgeable. I appreciate their transparency about fees and interest rates."
G. Bhanu
University of Portsmouth
4.7
Your Complete Study Abroad Guide Starts Here
Explore expert guides, blogs, and tools to help you plan your study abroad journey with confidence and clarity.
Frequently Asked Questions
01
What’s the typical processing time for a Union Bank education loan?
01
What’s the typical processing time for a Union Bank education loan?
01
Union Bank generally processes loan applications within 7 working days when assisted by Lorien Finance, thanks to streamlined documentation and follow-up.
02
What does the loan cover?
02
What does the loan cover?
02
Union Bank study abroad loan covers tuition, living expenses, travel, accommodation, and study materials.
03
How long will my loan repayment period be?
03
How long will my loan repayment period be?
03
The repayment tenure can extend up to 15 years, starting after the moratorium period (course duration plus one additional year).
04
Do I need collateral or a co-applicant to apply?
04
Do I need collateral or a co-applicant to apply?
04
No-collateral loans are available up to ₹40 lakhs, especially for universities in Category A. For higher loan amounts, collateral may be required. A co-applicant with stable income and good credit is mandatory.
05
What interest rates does Union Bank charge for study abroad loans?
05
What interest rates does Union Bank charge for study abroad loans?
05
For unsecured loans (up to ₹40 lakhs), rates start around 9.5–9.75%. Secured loans begin at approximately 9.25%, depending on collateral and university category.
06
What’s the maximum loan amount I can get from Union Bank for studying abroad?
06
What’s the maximum loan amount I can get from Union Bank for studying abroad?
06
You can borrow up to ₹40 lakhs without collateral. With collateral, Union Bank offers loans up to ₹1.5 crore depending on your profile and university ranking.
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