
Your Study Abroad Dream, Without the Wait
Get your study abroad loan sanctioned & disbursed at a quick pace. With Lorien Finance, experience a faster & stress-free loan process just for you.
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Why Choose Fast Track Study Abroad Loans?
Quick Approvals
Get your loan sanctioned in record time with verified documentation & priority processing.
Smooth Disbursal
Funds are disbursed quickly so you never miss university deadlines.
Expert Guidance
Our advisors help you at every step, ensuring you choose the right lender & process your loan without delays.

Why is a Fast Track Loan the Best for You?
If you are racing against admission or visa deadlines, a fast track loan is your perfect solution. With Lorien Finance, you get priority approvals, quicker disbursal, and end-to-end guidance so that finances never hold back your study abroad dream.
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Your Complete Study Abroad Guide Starts Here
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Frequently Asked Questions
01
What’s the typical processing time for a Union Bank education loan?

01
What’s the typical processing time for a Union Bank education loan?
01
Union Bank generally processes loan applications within 7 working days when assisted by Lorien Finance, thanks to streamlined documentation and follow-up.
02
What does the loan cover?

02
What does the loan cover?
02
Union Bank study abroad loan covers tuition, living expenses, travel, accommodation, and study materials.
03
How long will my loan repayment period be?

03
How long will my loan repayment period be?
03
The repayment tenure can extend up to 15 years, starting after the moratorium period (course duration plus one additional year).
04
Do I need collateral or a co-applicant to apply?

04
Do I need collateral or a co-applicant to apply?
04
No-collateral loans are available up to ₹40 lakhs, especially for universities in Category A. For higher loan amounts, collateral may be required. A co-applicant with stable income and good credit is mandatory.
05
What interest rates does Union Bank charge for study abroad loans?

05
What interest rates does Union Bank charge for study abroad loans?
05
For unsecured loans (up to ₹40 lakhs), rates start around 9.5–9.75%. Secured loans begin at approximately 9.25%, depending on collateral and university category.
06
What’s the maximum loan amount I can get from Union Bank for studying abroad?

06
What’s the maximum loan amount I can get from Union Bank for studying abroad?
06
You can borrow up to ₹40 lakhs without collateral. With collateral, Union Bank offers loans up to ₹1.5 crore depending on your profile and university ranking.
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