Our loans are unlike any other. Ask why?
Our interest rates are as low as 8.5% and we give 100% loan financing to cover tuition and boarding. Not only that, we'll wire your tuition fees directly to the university so you don't have to. We don't require you to show any collateral as we consider future employability as a factor to sanction the loan. While most lenders give a loan sanction letter post admission, we're happy to grant it to you pre-admission.
Quick & easy application. All it takes is a few clicks!
Skip all the paperwork because our loan application process is all done online. After all the documents are submitted, we'll forward the loan sanction letter within 3 days. And if you have any queries during this entire process, our customer care team is there to help you out.
It’s the right choice for you.
It's not just about getting a loan for your education, it's about making the whole experience more rewarding for you. That's why we offer rate discounts for timely payments.
Want to ask something from us?
How is the interest rate as low as 8.5%?
We have access to low-cost U.S. funds enabling us to offer lower interest rates to Indian students.
What percentage of the course fee does Lorien fund?
We cover 100% of the course fee and tuition, including college supplies and a flight ticket to the U.S.
What is the eligibility criteria to secure a loan?
To secure a loan from lorien Finance you must be a citizen of India - 18 years or older - applying to or admitted to the approved list of programs and universities that we fund in the U.S.
Do I need a co-signer to secure the loan?
Yes. A co-signer is required. The co-signer can be a parent or a family member who is willing to repay the loan in the event that you cannot.
When will I receive my sanction letter?
Once all the required documents are uploaded by the student and subsequently verified by Lorien, the sanction letter will be issued within 3 working days.
How will I access my loan funds?
Tuition fees will be directly sent to the University’s account so you don’t have to get into the hassle of transferring the amount every semester. Personal expenses will be transferred to the student’s personal account
How can I receive rate discounts?
Lorien will reward students who demonstrate financial discipline by making timely payments once they start making full installments after the program is over. Students will be eligible for a 0.50% rate discount for payments through automatic withdrawal. And additional 0.50% rate discount for making 12 consecutive on-time payments through automatic withdrawal