Cut past the bureaucracy. We ensure a fast and easy application process!

You neither require a social security number nor a former U.S. credit history to start an account. There's very little documentation involved and no minimum balance limit is needed.


Did we mention zero hidden charges?

Zero annual fees on base products and zero fee on ATM withdrawals worldwide. There's no such things as overdraft fees, or international money transfer fees in our dictionary.


Your security is our priority.

We insure your FDIC upto $250,000 and there's anti fraud detection on every transaction. Apart from that, you'll get Instant notifications on your cell for every transaction.

Want to ask something from us?

Here’s what our students have to say

Pushkar Kaur

“It’s amazing how I have to file literally zero paperwork to open a bank account. Everything is happening online. The process of applying for a U.S. bank account has become really easy for me”

Shalvi Jain

“Kudos to Lorien who are facilitating the entire process with so much ease. I have been really scared to land in the U.S. without any knowledge of how bank accounts work over there, but the team at Lorien has taken that stress away from me. It’s all happening with so much ease. I don’t know they’re pulling it off when I don’t even have a social security number or a former credit history. It feels like magic but I’m sure it’s all because of their commitment.”

Let's build your dream together