Credit & Debit Cards for International Students

Swipe the World, Anytime, Anywhere!

Seamless spending abroad with our international cards!

Hola to your ultimate travel companions—our international debit and credit cards, curated for your academic journey abroad!

Imagine effortlessly managing your finances while navigating a new country, all thanks to a student friendly card designed for overseas study. With seamless transactions and zero stress about currency conversions, you can focus on the things that matter—like trying local delicacies or grabbing those one-of-a-kind souvenirs.

By teaming up with innovative leaders in financial solutions like Zolve and Adro, we're here to make your financial journey abroad a breeze. Zolve empowers international students by providing a hassle-free way to build credit with their zero balance US checking accounts and credit cards with unlimited cash backs, ensuring you have the financial flexibility you need from day one. Meanwhile, Adro helps you open a no-fee US checking and savings account even before entering the country with credit cards for international students charging zero international transaction fee, assisting you in starting building your credit history immediately, even without an SSN and numerous other perks.

Whether it's everyday expenses or spontaneous purchases, these cards have you covered with fantastic perks, low fees, and world-class support.

Ready to experience smooth, hassle-free spending while you study? We’ve got your back!

The no-fee US checking + savings account and credit card for international students

Get your Adro card now!

A high limit US credit card which gives you the power to do more from Day 1

Get your Zolve card now!

Difference Between Study Abroad Debit And Credit Card

The primary difference between a credit and a debit card stems from how you can use them and where the money comes from.

Funding Source
Debit cards are directly linked to your bank account and the money is deducted in real time when you make a purchase. Credit cards allow you to borrow upto a certain limit which needs to be repaid to the lender.
Spending Limit
The spending for debit card is limited to the balance in your account. Thus, you can’t spend more than what’s deposited in your account. Spending for credit cards is based on your credit limit which depends on your credit history and income.
Interest Charges
Since you use your own money while using debit cards, no interest is charged on the same. However, for credit cards, interest is charged on any unpaid balance after the due date.
Usage
Debit cards are ideal for managing daily expenses like groceries, transportation, and local purchases, while credit cards are suggested for larger purchases, emergencies, and building credit history while abroad.
Foreign Transactions
Foreign transactions with debit cards often come with favourable exchange rates, but you must check for any foreign transaction fees. Some credit cards are specifically designed for international use and waive these fees.

Why trust Lorien Finance to apply your International Debit & Credit Card?

When you navigate your financial needs while studying abroad, Lorien Finance shines as your trusted guide. We understand the importance of having appropriate student credit or debit cards as per your needs from day 1. Thus, we've teamed with innovative financial providers like Zolve and Adro to offer the best international student credit and debit cards.

Simply click on the provider with the features best suitable for you, and we'll handle the rest. Our dedicated consultants will ensure you get the perfect student credit or debit card for your academic journey abroad.

Let Lorien Finance be your companion as you embark on this exciting chapter of your life!

Lorien’s Success Stories

Real Dreams: Real Achievements

I'm Sambhavi, currently working at Deloitte. Lorien Finance helped me secure an education loan for my Master's in Business Analytics at the University...

Sambhavi

I want to express my utmost satisfaction and gratitude to Lorien Finance for their exceptional services....

Rachna

Thanks to Lorien Finance, I was able to secure an education loan without any hassle. Their online application process made it convenient for me to app...

Sharikha

I'm Sambhavi, currently working at Deloitte. Lorien Finance helped me secure an education loan for my Master's in Business Analytics at the University...

Sambhavi

I want to express my utmost satisfaction and gratitude to Lorien Finance for their exceptional services....

Rachna

Thanks to Lorien Finance, I was able to secure an education loan without any hassle. Their online application process made it convenient for me to app...

Sharikha

Finding suitable accommodation in a foreign country can be challenging, but Lorien Finance made it a breeze. Their partnership with reliable housing p...

Sriram

It was a good experience with Lorien Finance throughout the process they helped me in every step and made the process hassle-free and helped me to g...

Rama

I am immensely grateful to Lorien Finance for their exceptional service in securing my abroad education loan seamlessly. Their efficiency and dedicati...

Ayesha

FAQs

Bringing answers to your questions!

Why do I need an international debit/credit card while traveling abroad?

An international debit/credit card allows you to make purchases, withdraw cash, and manage your finances conveniently while traveling abroad. It eliminates the ...see more.

Can I use my existing debit/credit card from my home country internationally?

It depends on your card issuer and the card's compatibility with international payment networks. Some cards may have restrictions or high fees for international...see more.

Is there any fees associated with using my debit/credit card internationally?

Yes, there may be fees associated with international transactions, including foreign transaction fees, currency conversion fees, and ATM withdrawal fees. These ...see more.